Lake County property record for 348 Dubbs St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,676 sqft · built 2024 |
| Lot Size | 0.434 acres (18,944 sqft) |
| Owner | Company Name on File |
| Last Sale | $305,000 (Feb 2024) |
| Tax Bill | $1,793 (2024) |
| Deeds & Mortgages | Feb 2024 Sale & Line of Credit May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-2200-00A-00102 |
| Primary APN | 13-18-26-2200-00A-00102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,676 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 18,944 sqft (0.434 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3933637 |
|---|---|
| Street Address | 348 DUBBS ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UMATILLA MC CREDIE'S ADD PB 2 PG 3 FROM THE SOUTHWEST CORNER OF LOT 2 BLK A RUN NORTH 00-02-38 EAST ALONG THE WEST LINE |
| Legal Subdivision | MC CREDIE'S ADD |
| Legal Block | A |
| Legal Lot Number | 1-2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 30110 |
348 Dubbs St is owned by a company that bought it in February 2024.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 914, EUSTIS, FL 32727-0914 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2024 | Warranty Deed, Transfer · Line of Credit UNITED SOUTHERN BANK |
| May 24, 2023 | Warranty Deed, Transfer APPLE TITLE LIMITED, APPLE TITLE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on File |
| Deed Sale | Feb 1, 2024 · Amount on File |
| Prior Sale | May 24, 2023 · Amount on File |
| Deed Document Number | 2024012200 |
| Deed Book / Page | 6278 / 1674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 1, 2024 |
| Property Address | 348 DUBBS ST, UMATILLA, FL 32784-8650 |
| Document Number | 0062781674 |
| Book / Page | 6278 / 1674 |
| Map Reference | MB 2 PG 3 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024012200 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18235 ROSE ST, GROVELAND, FL 34736-8448 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 914, EUSTIS, FL 32727-0914 |
| Document Number | 0062781676 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 6278/1676 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 29, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 24, 2023 |
| Property Address | 348 DUBBS ST, UMATILLA, FL 32784-8650 |
| Document Number | 0061472314 |
| Book / Page | 6147 / 2314 |
| Map Reference | MB 2 PG 3 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023061629 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 TENNESSEE AVE, UMATILLA, FL 32784-9391 |
| Name | Verified Name |
|---|---|
| Address | 10604 CRESCENT LAKE CT, CLERMONT, FL 34711-5018 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $327,300 Land $104,000 Building $223,300 | $327,300 Land $104,000 Building $223,300 | |
| 2024 | $1,793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 Dubbs St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 348 Dubbs St is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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