348 Drake Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 348 Drake Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,224 sqft · built 2019
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,000 (Mar 2019)
Tax Bill	$13,458 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00338-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`10-00338-0000-00005-01`

Interior

Building Area	2,224 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	100 ft deep x 5 ft wide

Location & Zoning

Street Address	348 DRAKE AVE
City	MIDDLESEX
State	NJ
Zip	08846-2357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	62.5X100
Legal Subdivision	SENECA FIELDS
Legal Block	338
Legal Lot Number	5.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2013
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 DRAKE AVE, MIDDLESEX, NJ 08846-2357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 12, 2019	Deed of Trust, Mortgage PENNYMAC
Mar 7, 2019	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	201917300
Deed Book / Page	17440 / 466
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	348 DRAKE AVE, MIDDLESEX, NJ 08846-2357
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073000
Date	Dec 13, 2023
Book Page	19360/1982
Instrument	2023073000

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 30, 2028

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	348 DRAKE AVE, MIDDLESEX, NJ 08846-2357
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117014
Date	Sep 15, 2021
Book Page	18627/663
Instrument	2021117014

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 18, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	348 DRAKE AVE, MIDDLESEX, NJ 08846-2357
Document Number	0000100336
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 DRAKE AVE MIDDLESEX NJ 088462357, MIDDLESEX, NJ 08846-2357

Mortgage

Document Number	0000100336
Date	Nov 25, 2019
Book Page	017700/001011
Instrument	100336

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 7, 2019
Property Address	348 DRAKE AVE, MIDDLESEX, NJ 08846-2357
Document Number	0000017300
Book / Page	17440 / 0466
Map Reference	MAP 5746B FILE 989
Instrument Date	Feb 22, 2019
Instrument	201900017300
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,146.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 BEECHWOOD AVE, 221, MIDDLESEX, NJ 08846-1107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 DRAKE AVE, MIDDLESEX, NJ 08846-2357

Mortgage

Document Number	0000017301
Date	Mar 7, 2019
Instrument	201900017301

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,300 (+1%) Land $136,600 Building $561,700	$698,300 (+1%) Land $136,600 Building $561,700
2025	$13,458.00 (+1.15%)	$634,800 (+1.31%) Land $136,600 Building $498,200	$634,800 (+1.31%) Land $136,600 Building $498,200
2024	$13,305.00 (-5.27%)
2023		$626,600 Land $136,600 Building $490,000	$626,600 Land $136,600 Building $490,000
2022	$14,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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