348 Derbyshire Ln, Riva, MD 21140 Property Records

Anne Arundel County property record for 348 Derbyshire Ln, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,653 sqft · built 1989
Lot Size	0.247 acres (10,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$663,000 (Sep 2018)
Tax Bill	$8,063 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-022-90016137`

Property Details

APN / Parcel Number

Primary APN	`01-022-90016137`
Alternative APNs	`1-022-90016137` `02290016137`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,653 sqft Living Area
Gross Area	4,179 sqft
1st Floor Area	1,462 sqft
Basement Area	826 sqft
Finished Basement	826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,750 sqft (0.247 acres)
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02290016137
Street Address	348 DERBYSHIRE LN
City	RIVA
State	MD
Zip	21140-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 96 PL 14 ANNAPOLIS LANDING
Legal Subdivision	ANNAPOLIS LANDING
Legal Block	1
Legal Lot Number	96
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	701101

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 DERBYSHIRE LN, RIVA, MD 21140-1511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Minor or Ward

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 23, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 3, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 30, 2020	Deed of Trust, Mortgage NAVY FCU
Sep 18, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Dec 9, 2003 · Amount on Record
Deed Book / Page	32492 / 160
Prior Transfer Date	Dec 23, 2008
Prior Transfer Doc	0205850269
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 4, 2026
Property Address	348 DERBYSHIRE LN, RIVA, MD 21140-1511
Document Number	4241000417
Book / Page	42413 / 417
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 DERBYSHIRE LN, RIVA, MD 21140-1511

Mortgage

Document Number	4241000417,
Date	Jun 4, 2026
Book Page	42413/417

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	348 DERBYSHIRE LN, RIVA, MD 21140-1511
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 DERBYSHIRE LN, RIVA, MD 21140-1511

Mortgage

Document Number	0396740440
Date	May 23, 2023
Book Page	39674/440

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	348 DERBYSHIRE LN, RIVA, MD 21140-1511
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 DERBYSHIRE LN, RIVA, MD 21140-1511

Mortgage

Document Number	0374760167
Date	Sep 3, 2021
Book Page	37476/167

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	348 DERBYSHIRE LN, RIVA, MD 21140-1511
Document Number	0349940335
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 DERBYSHIRE LN RIVA MD 211401511, RIVA, MD 21140-1511

Mortgage

Document Number	0349940335
Date	Aug 4, 2020
Book Page	034994/000335

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 18, 2018
Property Address	348 DERBYSHIRE LN, RIVA, MD 21140-1511
Document Number	0324920160
Book / Page	032492 / 000160
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	MARYLAND FIRST TITLE LIMITED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	348 DERBYSHIRE LN RIVA MD 211401511, RIVA, MD 21140-1511

Mortgage

Document Number	324920167
Date	Sep 18, 2018
Book Page	032492/000167

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$753,400 (+4.21%) Land $311,100 Building $442,300	$753,400 (-) Land $311,100 Building $442,300
2025	$8,063.00 (+1.87%) Homeowner's exemption	$722,933 (+9.2%)	$753,400 (+13.81%) Land $311,100 Building $442,300
2024	$7,915.00 (+9.49%)
2023	$7,229.00 Homeowner's exemption	$662,000 Land $311,100 Building $350,900	$662,000 Land $311,100 Building $350,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1999–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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