Polk County property record for 348 Columbo St, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,280 sqft Living Area |
| Lot Size | 30,000 sqft (0.689 acres) |
| Garage | Attached, 418 sqft |
| Last Sale | $757,900 (2024) |
| Tax Bill | $3,528.00 (2025) |
| Primary APN | 26-29-28-691005-000370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 2,698 sqft Gross Area |
| 1st Floor | 2,280 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 30,000 sqft (0.689 acres) |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Porch Area | 276 sqft Porch |
| Street Address | 348 COLUMBO ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5514 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PHASE II UNIT II PB 137 PGS 3 & 4 LOT 37 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES PHASE II UNIT II |
| Legal Phase | II |
| Legal Tract | 691005 |
| Legal Block | 4 |
| Legal Lot Number | 37 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
Source: Polk County records · APN 26-29-28-691005-000370
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jan 11, 2024 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 18, 2022 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| May 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 17, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MTG |
| May 31, 2018 | Loan Modification, Mortgage VETERANS UNITED HM LNS |
| Sep 06, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on Record |
| Deed Sale | Jan 11, 2024 · Amount on Record |
| Prior Sale | May 18, 2022 · Amount on Record |
| Deed Doc Number | 20249167 |
| Deed Book / Page | 12971 / 980 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 11, 2024 |
| Property Address | 348 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Document Number | 0000009167 |
| Book / Page | 12971 / 980 |
| Map Reference | MB 137 PG 3 |
| Instrument Date | Jan 09, 2024 |
| Instrument | 2024009167 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,305.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 18, 2022 |
| Property Address | 348 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Document Number | 0000136562 |
| Book / Page | 12259 / 1603 |
| Map Reference | MB 137 PG 3&4 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022136562 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,015.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 348 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 348 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Document Number | 0000127605 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 11718/464 |
| Instrument | 2021127605 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 348 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Document Number | 0113512014 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 348 COLUMBO ST WINTER HAVEN FL 338805514, WINTER HAVEN, FL 33880-5514 |
| Document Number | 0113512014 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 011351/002014 |
| Instrument | 176207 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 26, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 348 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Document Number | 0105261956 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2018 |
| Name | Verified Name |
|---|---|
| Address | 348 COLUMBO ST WINTER HAVEN FL 338805514, WINTER HAVEN, FL 33880-5514 |
| Document Number | 0105261956 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 010526/001956 |
| Instrument | 134400 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2048 |
| Rate | 3.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 06, 2017 |
| Property Address | 348 COLUMBO ST, WINTER HAVEN, FL 33880-5514 |
| Document Number | 0102541484 |
| Book / Page | 010254 / 001484 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 172390 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 348 COLUMBO ST WINTER HAVEN FL 338805514, WINTER HAVEN, FL 33880-5514 |
| Document Number | 102541485 |
|---|---|
| Date | Sep 06, 2017 |
| Book Page | 010254/001485 |
| Instrument | 172391 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,528.00 (-17.74%) | $272,880 (-2.46%) Land $22,860 Building $250,020 | $272,880 (-2.46%) Land $22,860 Building $250,020 |
| 2024 | $4,289.00 (+2.05%) | ||
| 2023 | $4,203.00 (+87.22%) | $279,755 (+66.71%) Land $17,160 Building $262,595 | $279,755 (+12.48%) Land $17,160 Building $262,595 |
| 2022 | $2,245.00 | $167,807 | $248,709 Land $14,481 Building $234,228 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 230 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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