348 College Ave, Kalispell, MT 59901 Property Records

Flathead County property record for 348 College Ave, Kalispell, MT 59901

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 960 sqft · built 1977
Lot Size	0.015 acres (671 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (May 2021)
Tax Bill	$1,240 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0775902`

Property Details

APN / Parcel Number

Primary APN	`R0775902`
Alternative APNs	`07-3966-08-3-21-15-7008` `0000605225`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	480 sqft
2nd Floor Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	671 sqft (0.015 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	196 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000605225
Street Address	348 COLLEGE AVE
City	KALISPELL
State	MT
Zip	59901-4666
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	6
Legal Description	PARK HILL TWNHS 1 CONDO WILLIS ADD PT BLK1, S08, T28 N, R21 W, UNIT 8, 12.50% COMMON AREA INTEREST, ASSR #0000605225 LOT: 8
Legal Range	21W
Legal Township	28N
Legal Section	08
Legal Subdivision	PARK HILL TWNHS 1 CONDO WILLIS ADD PT
Legal Block	1
Legal Lot Number	8
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2042
Census Tract	1202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Side Historic District listed 1994 · 642 contributing resources · NRIS 94000880

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 COLLEGE AVE, KALISPELL, MT 59901-4666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Apr 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU
Jul 10, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	202117230
Prior Transfer Date	Aug 17, 2016
Prior Transfer Doc	0000017596
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	348 COLLEGE AVE, KALISPELL, MT 59901-4666
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600005014
Date	Mar 13, 2026
Instrument	202600005014

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	BRIDGEPORT, NJ 08014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	348 COLLEGE AVE, KALISPELL, MT 59901-4666
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010925
Date	Apr 28, 2022
Instrument	202200010925

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	BIGFORK, MT 59911

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 18, 2021
Property Address	348 COLLEGE AVE, KALISPELL, MT 59901-4666
Document Number	202100017230
Instrument Date	May 14, 2021
Instrument	202100017230
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 COLLEGE AVE, KALISPELL, MT 59901-4666

Mortgage

Document Number	202100017231
Date	May 18, 2021
Instrument	202100017231

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.22%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	4.22%
Max Rate At Change	6.22%
Index	Other
Max Rate	9.22%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 10, 2019
Property Address	348 COLLEGE AVE, KALISPELL, MT 59901-4666
Document Number	201900014077
Instrument Date	Jul 10, 2019
Instrument	201900014077
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 COLLEGE AVE, KALISPELL, MT 59901-4666

Mortgage

Document Number	201900014078
Date	Jul 10, 2019
Instrument	201900014078

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,240.00 (+8.3%)	$238,300 (-)
2025	$1,145.00 (-46.57%)	$238,300 (+11.3%)	$238,300 (+11.3%) Land $68,906 Building $169,394
2023	$2,143.00	$214,100	$214,100 Land $68,906 Building $145,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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