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348 Cochran Ln, Dayton, TN 37321 Property Records

Rhea County property record for 348 Cochran Ln, Dayton, TN 37321

Property Summary

Property TypeRural Home
Details2 ba · 1,568 sqft · built 1992
Lot Size48.7 acres (2,121,808 sqft)
OwnerIndividual Name on Record
Last Sale$462,000 (Aug 2022)
Tax Bill$1,281 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072091 06500

Property Details

APN / Parcel Number

Primary APN072091 06500
Alternative APN
  • 091 06500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,568 sqft Living Area
1st Floor Area1,232 sqft
Upper Floors Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2004
Exterior MaterialStone
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,121,808 sqft (48.7 acres)
TerrainRolling
Garage TypeFinished
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area320 sqft
Deck Area264 sqft
Patio Area264 sqft
Shed1 Shed
Shed Area1,400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address348 COCHRAN LN
CityDAYTON
StateTN
Zip37321-5171
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 3
Legal Subdivision7A
Legal Tract8
JurisdictionRHEA TN
Township / Civil Division7
Census Block Group3
Census Block3024
Census Tract975200

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address265 COCHRAN LN, DAYTON, TN 37321-5172
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Prior SaleFeb 19, 2013
Deed Document Number22015596
Deed Book / Page508 / 89
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateAug 26, 2022
Property Address348 COCHRAN LN, DAYTON, TN 37321-5171
Document Number0000015596
Book / Page508 / 89
Instrument DateAug 23, 2022
Instrument22015596
Transaction TypeTransfer
Record UpdatedSep 8, 2022
Title CompanyTITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,709.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 COCHRAN LN, DAYTON, TN 37321-5172

Mortgage

Document Number0000015597
DateAug 26, 2022
Instrument22015597
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate5.16%
Type Change DateSep 1, 2032
Change FrequencyAnnually
Min Rate At Change2.85%
Max Rate At Change10.1%
Index1-Year CMT
Max Rate10.1%

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,281.00 (-5.95%) Additional exemption filed$94,975 (+57.18%) Land $24,025 Building $70,950
2024$607,100 (+151.18%) Land $323,300 Building $283,800
2022$60,425 Land $19,000 Building $41,425$241,700 Land $76,000 Building $165,700
2021$1,362.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 82% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAYTON WATER DEPT
serves 25,054 people · EPA ID TN0000174
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
BTC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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