348 Co Rd 4597, Winnsboro, TX 75494 Property Records

Wood County property record for 348 Co Rd 4597, Winnsboro, TX 75494

Property Summary

Property Type	Rural Home
Details	2 ba · 2,728 sqft · built 2001
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$378,800 (Nov 2018)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1996-0002-0340-85`

Property Details

APN / Parcel Number

Primary APN	`1996-0002-0340-85`
Alternative APN	`56184`

Interior

Full Baths	2 Baths
Building Area	2,728 sqft Living Area
Gross Area	8,564 sqft
1st Floor Area	2,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Other
Roof Type	Gable
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	808 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1996-0002-0340-85
Street Address	348 COUNTY ROAD 4597
City	WINNSBORO
State	TX
Zip	75494-6716
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HORSESHOE BEND, UNIT C LOT 34, ACRES 10
Legal Subdivision	HORSESHOE BEND
Legal Lot Number	34
Jurisdiction	WOOD TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2046
Census Tract	950100

Owner

Source: Wood County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	348 COUNTY ROAD 4597, WINNSBORO, TX 75494-6716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Nov 18, 2020	Deed of Trust, Mortgage · Loan Assumption MORTGAGE FINANCIAL SERVICES LLC
Sep 23, 2021	Intrafamily Transfer, Transfer
Nov 8, 2018	Vendor's Lien, Transfer NTFN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Dec 21, 2016
Deed Document Number	201810307
Last Transfer Date	Sep 22, 2021
Transfer Doc	202100010746
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Property Address	348 COUNTY ROAD 4597, WINNSBORO, TX 75494-6716
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900008398
Date	Aug 20, 2019
Instrument	2019-00008398

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Property Address	348 COUNTY ROAD 4597, WINNSBORO, TX 75494-6716
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000011751
Date	Nov 18, 2020
Instrument	2020-00011751

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOOD TX
Recording Date	Sep 23, 2021
Property Address	348 COUNTY ROAD 4597, WINNSBORO, TX 75494-6716
Document Number	202100010746
Map Reference	VOL 9 PG 75&76
Instrument Date	Sep 15, 2021
Instrument	2021-00010746
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	348 COUNTY ROAD 4597, WINNSBORO, TX 75494-6716

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WOOD TX
Recording Date	Nov 8, 2018
Property Address	348 COUNTY ROAD 4597, WINNSBORO, TX 75494-6716
Document Number	201800010307
Map Reference	VOL 09 PG75-76
Instrument Date	Nov 5, 2018
Instrument	2018-00010307
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	TRI COUNTY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 493, WOLFE CITY, TX 75496-0493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SUZY DR, DRY PRONG, LA 71423-3919

Mortgage

Document Number	201800010308
Date	Nov 8, 2018
Instrument	2018-00010308

Lender

Name	NTFN INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Wood County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wood County
Unified School District	Harmony Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,220 (+14.12%) Land $140,000 Building $462,220	$602,220 (-) Land $140,000 Building $462,220
2025	Homeowner's exemption Senior Citizen's exemption	$527,695 (+15.11%)	$602,220 (+31.36%) Land $140,000 Building $462,220
2023		$458,440 Land $105,000 Building $353,440	$458,440 Land $105,000 Building $353,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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