Shelby County property record for 348 Co Rd 3188, Joaquin, TX 75954
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 1,680 sqft · built 2003 |
| Lot Size | 14.8 acres (645,559 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,266 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R15290 |
| Primary APN | R15290 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,680 sqft Living Area |
| Gross Area | 3,552 sqft |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Logs |
| Lot Area | 645,559 sqft (14.8 acres) |
| Porch | Porch |
| Porch Area | 672 sqft |
| Heating System | HVAC |
|---|
| Account Number | 06-0738-0000-0015-00 |
|---|---|
| Street Address | 348 COUNTY ROAD 3188 |
| City | JOAQUIN |
| State | TX |
| Zip | 75954-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A- 0738 TUTON CHAS A SUR BLK 0 TR 15 14.82 ACRES 348 CR 3188 |
| Legal Subdivision | TUTON CHAS A |
| Legal Tract | 15 |
| Jurisdiction | SHELBY TX |
| Township / Civil Division | TENAHA-JOAQUIN |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 950100 |
348 Co Rd 3188, a rural home, is owned and occupied by two individuals.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 COUNTY ROAD 3188, JOAQUIN, TX 75954-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TX |
| Property Address | 348 COUNTY ROAD 3188, JOAQUIN, TX 75954-4016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2019 |
| Title Company | PROFESSIONAL TITLE SVC INC |
| Name | Verified Name |
|---|
| Document Number | 2019000546 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2019000546 |
| Name | SHELBY SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | CENTER, TX 75935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 348 Co Rd 3188 was $3,266 with exemptions applied, up 293.5% from the year before.
Source: Shelby County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Shelby County |
| Unified School District | Joaquin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,266.00 (+293.49%) Homeowner's exemption Senior Citizen's exemption | $193,273 (-11.84%) | $300,550 (+6.71%) Land $67,660 Building $232,890 |
| 2025 | $830.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $219,230 | $281,660 Land $63,520 Building $218,140 |
| 2023 | $193,270 Land $56,510 Building $136,760 | ||
| 2022 | $1,801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 Co Rd 3188 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 348 Co Rd 3188 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAXTON WSC serves 908 people · EPA ID TX2100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Coliform corrective action Sep 2024 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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