348 Co Rd 281, Sullivan, OH 44880 Property Records

Ashland County property record for 348 Co Rd 281, Sullivan, OH 44880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 2005
Lot Size	2.47 acres (107,898 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2024)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Sep 2005 Mortgage Sep 2006 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`M38-002-0-0006-13`

Property Details

APN / Parcel Number

Primary APN	`M38-002-0-0006-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	107,898 sqft (2.47 acres)
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	348 COUNTY ROAD 281
City	SULLIVAN
State	OH
Zip	44880-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	348 CO RD 281 R=2 GL 17 C-3
Legal Tract	8
Jurisdiction	ASHLAND OH
Township / Civil Division	SULLIVAN
Census Block Group	1
Census Block	1024
Census Tract	970101

Owner

Source: Ashland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	348 COUNTY ROAD 281, SULLIVAN, OH 44880-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2005	Deed of Trust, Mortgage · ARM NOVASTAR MORTGAGE INC
Sep 21, 2006	Deed of Trust, Mortgage · Line of Credit MASTERGARD INC
Jan 22, 2024	Survivorship Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 25, 2023	Deed, Transfer VENTURE LAND TITLE
Mar 25, 2008	Limited Warranty Deed, Transfer · Conventional Mortgage WAYNE SAVINGS COMMUNITY BANK
Jan 14, 2008	Sheriff's Deed, Foreclosure
May 20, 2005	Warranty Deed, Transfer · Conventional Mortgage CSMC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Sep 25, 2023 · Amount on Record
Deed Document Number	46
Deed Book / Page	989 / 4022
Record Updated	Jun 8, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Property Address	348 COUNTY ROAD 281, SULLIVAN, OH 44880-9788
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000472/508
Date	Sep 2, 2005
Book Page	472/508
Instrument	200500007776

Lender

Name	NOVASTAR MORTGAGE INC
Type	Subprime Lender
Address	INDEPENDENCE, OH 44131

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2035
Prepayment Penalty	36 Months

Interest

Rate Type	Adjustable Rate
Rate	7.85%
Type Change Date	Sep 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.85%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Max Rate	14.8%

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Property Address	348 COUNTY ROAD 281, SULLIVAN, OH 44880-9788
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000522/569
Date	Sep 21, 2006
Book Page	522/569
Instrument	200600007613

Lender

Name	MASTERGARD INC
Type	Non-Lending Institution
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ASHLAND OH
Recording Date	Jan 22, 2024
Property Address	348 COUNTY ROAD 281, SULLIVAN, OH 44880-9788
Document Number	00989/4022
Book / Page	989 / 4022
Instrument Date	Jan 16, 2024
Instrument	202400000287
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SLN DIANE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 COUNTY ROAD 281, SULLIVAN, OH 44880-9788

Mortgage

Document Number	202400000288
Date	Jan 22, 2024
Instrument	202400000288

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2039

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ASHLAND OH
Recording Date	Sep 25, 2023
Property Address	348 COUNTY ROAD 281, SULLIVAN, OH 44880-9788
Document Number	000988/321
Book / Page	988 / 321
Instrument Date	Sep 20, 2023
Instrument	202300004453
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	VENTURE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 KOONTZ RD, WADSWORTH, OH 44281-9218

March 2008: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Mar 25, 2008
Property Address	348 COUNTY ROAD 281, SULLIVAN, OH 44880-9788
Document Number	000581/138
Book / Page	581 / 138
Map Reference	MB409 PG993
Instrument Date	Mar 5, 2008
Instrument	200800001712
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	SOVEREIGN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45960 BURSLEY RD, WELLINGTON, OH 44090-9210

Mortgage

Document Number	000581/142
Date	Mar 25, 2008
Book Page	581/142
Instrument	200800001713

Lender

Name	WAYNE SAVINGS COMMUNITY BANK
Type	Bank
Address	WOOSTER, OH 44691

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2038

January 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ASHLAND OH
Recording Date	Jan 14, 2008
Property Address	348 COUNTY ROAD 281, SULLIVAN, OH 44880-9788
Document Number	000575/020
Book / Page	575 / 020
Instrument Date	Dec 14, 2007
Instrument	200800000267
Transaction Type	Foreclosure
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$226.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10790 RANCHO BERNARDO RD, SAN DIEGO, CA 92127-5705
Investor	Possibly a Property Investor

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	May 20, 2005
Property Address	348 COUNTY ROAD 281, SULLIVAN, OH 44880-9788
Document Number	000455/149
Book / Page	455 / 149
Map Reference	MB409 PG993
Instrument Date	May 16, 2005
Instrument	200500004124
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 TWP RD 812 LOT21, 21, WEST SALEM, OH 44287

Mortgage

Document Number	000455/151
Date	May 20, 2005
Book Page	455/151
Instrument	200500004125

Lender

Name	CSMC INC
Type	Non-Lending Institution
Address	MILWAUKEE, WI 53226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2006

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
County Subdivision	Sullivan Township
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (+9.69%)	$49,420 (-) Land $14,290 Building $35,130
2023	$1,631.00 (+15.51%)	$49,420 (+35.03%) Land $14,290 Building $35,130	$141,180 (+35%) Land $40,820 Building $100,360
2022	$1,412.00	$36,600 Land $10,580 Building $26,020
2020			$104,580 Land $30,240 Building $74,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Omni Fiber.

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