348 Clark St, Franklin, IN 46131 Property Records

Johnson County property record for 348 Clark St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,322 sqft · built 1955
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`51001410032/03`

Property Details

APN / Parcel Number

Primary APN	`51001410032/03`
Alternative APNs	`41-08-14-022-031.001-009` `00001086537`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	54 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001086537
Street Address	348 CLARK ST
City	FRANKLIN
State	IN
Zip	46131-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKS 2ND ADD PT LOT 14 MP FRANKLIN COMMUNI
Legal Subdivision	JOHN CLARKS SECOND ADDITION
Legal Lot Number	14
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1013
Census Tract	610900

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 CLARK ST, FRANKLIN, IN 46131-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL SAVINGS BANK
Jul 24, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 29, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 15, 2020
Transfer Doc	2020019503
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	Jun 23, 2026
Property Address	348 CLARK ST, FRANKLIN, IN 46131-1227
Document Number	0000012406
Instrument Date	Jun 17, 2026
Instrument	202612406
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 CLARK ST, FRANKLIN, IN 46131-1227

Mortgage

Document Number	0000012406,
Date	Jun 23, 2026
Instrument	202612406

Lender

Name	MUTUAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	132 Months
Due	Jun 17, 2037

Interest

Rate	6.51%
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 24, 2020
Property Address	348 CLARK ST, FRANKLIN, IN 46131-1227
Document Number	2020019145
Map Reference	PB 2 PG 73
Instrument Date	Jul 15, 2020
Instrument	2020-019145
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 29, 2020
Property Address	348 CLARK ST, FRANKLIN, IN 46131-1227
Document Number	2020019503
Map Reference	PB 2 PG 73
Instrument Date	Jul 15, 2020
Instrument	2020-019503
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 CLARK ST, FRANKLIN, IN 46131-1227

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00 (-14.45%) Homeowner's exemption	$169,300 (+3.04%) Land $25,100 Building $144,200	$169,300 (+3.04%) Land $25,100 Building $144,200
2024	$1,958.00 (+8.78%)
2023	$1,800.00 (+7.98%) Homeowner's exemption	$164,300 (+8.88%) Land $25,600 Building $138,700	$164,300 (+8.88%) Land $25,600 Building $138,700
2022	$1,667.00 Homeowner's exemption	$150,900 Land $25,600 Building $125,300	$150,900 Land $25,600 Building $125,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2008–2017)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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