Hardee County property record for 348 Circle Dr, Wauchula, FL 33873 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,976 sqft · built 1985 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,143 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-34-25-0850-00001-0006 |
| Primary APN | 08-34-25-0850-00001-0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Heated Area |
| Gross Area | 2,584 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Open Porch |
| Porch Area | 608 sqft |
| Canopy | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 348 CIRCLE DR |
|---|---|
| City | WAUCHULA |
| State | FL |
| Zip | 33873-8609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 HANCHEY ESTATES 08 34S 25E 306P724 347P69 373P495 DC-511P321 511P323 L/P-600P118 J/MENT-604P904 607P393 622P265 638P125 |
| Legal Range | 25E |
| Legal Township | 34S |
| Legal Section | 08 |
| Legal Subdivision | HANCHEY ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | HARDEE FL |
| Township / Civil Division | WAUCHULA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970401 |
Source: Hardee County records · APN 08-34-25-0850-00001-0006
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 348 CIRCLE DR, WAUCHULA, FL 33873-8609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Jan 02, 2024 | Deed of Trust, Mortgage · FHA Mortgage EXTREME LOANS LLC |
| Oct 10, 2023 | Warranty Deed, Transfer WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I |
| Apr 20, 2020 | Warranty Deed, Transfer · FHA Mortgage HAMILTON GRP FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 |
| Deed Sale | Oct 10, 2023 |
| Prior Sale | Apr 20, 2020 · Amount on Record |
| Deed Document Number | 202325005852 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDEE FL |
| Property Address | 348 CIRCLE DR, WAUCHULA, FL 33873-8609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0025007097 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 202525007097 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDEE FL |
| Property Address | 348 CIRCLE DR, WAUCHULA, FL 33873-8609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 348 CIRCLE DR, WAUCHULA, FL 33873-8609 |
| Document Number | 0025000012 |
|---|---|
| Date | Jan 02, 2024 |
| Instrument | 202425000012 |
| Name | EXTREME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Oct 10, 2023 |
| Property Address | 348 CIRCLE DR, WAUCHULA, FL 33873-8609 |
| Document Number | 0025005852 |
| Map Reference | PL 59 |
| Instrument Date | Oct 06, 2023 |
| Instrument | 202325005852 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2023 |
| Title Company | WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9814 PEPPER TREE TER APT 106, 106, WILDWOOD, FL 34785-7567 |
| Name | Verified Name |
|---|---|
| Address | 348 CIRCLE DR, WAUCHULA, FL 33873-8609 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 348 CIRCLE DR, WAUCHULA, FL 33873-8609 |
| Document Number | 0025002103 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 25002103 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2148 1ST AVE WAUCHULA FL 33873, WAUCHULA, FL 33873 |
| Document Number | 25002104 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 25002104 |
| Name | HAMILTON GRP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SUNRISE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
Source: Hardee County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hardee County |
| Unified School District | Hardee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,143.00 (+0.89%) Homeowner's exemption | $163,478 (+2.9%) | $252,304 (+12.57%) Land $15,028 Building $237,276 |
| 2024 | $2,124.00 (-4.19%) Homeowner's exemption | $158,871 (-10.76%) | $224,139 (+8.35%) Land $15,028 Building $209,111 |
| 2023 | $2,217.00 (+14.16%) Homeowner's exemption | $178,022 (+22.92%) | $206,869 (+20.33%) Land $15,028 Building $191,841 |
| 2022 | $1,942.00 Homeowner's exemption | $144,830 | $171,912 Land $15,028 Building $156,884 |
Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120499704013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force 7 of 11 on primary residences |
| Nearby Flood Claims | 3 (2017–2024) |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 559 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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