348 Chartridge Dr, Hagerstown, MD 21742 Property Records

Washington County property record for 348 Chartridge Dr, Hagerstown, MD 21742

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,314 sqft · built 1995
Lot Size	0.295 acres (12,853 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 2017)
Tax Bill	$3,028 (2026)
Deeds & Mortgages	Jan 2020 Second Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-035235`

Property Details

APN / Parcel Number

Primary APN	`18-035235`
Alternative APN	`035235`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,314 sqft Total Area
Basement Area	676 sqft
Finished Basement	676 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,853 sqft (0.295 acres)
Garage Type	Basement
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	261 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035235
Street Address	348 CHARTRIDGE DR
City	HAGERSTOWN
State	MD
Zip	21742-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT C24 SEC G .2951A 348 CHARTRIDGE DRIVE POTOMAC MANOR
Legal Subdivision	POTOMAC MANOR
Legal Lot Number	C24
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	1
Census Block	1003
Census Tract	100

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRIOT FCU
Sep 28, 2017	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Sep 6, 1996 · Amount on Record
Deed Document Number	20175599-0206
Deed Book / Page	5599 / 206
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	348 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061500229
Date	Jan 3, 2020
Book Page	6150/0229

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 15, 2029

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 28, 2017
Property Address	348 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3460
Document Number	0055990206
Book / Page	5599 / 0206
Map Reference	FO3854
Instrument Date	Sep 22, 2017
Instrument	5599-0206
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3460

Mortgage

Document Number	55990212
Date	Sep 28, 2017
Instrument	5599-0212

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,028.00 (+5.65%) Homeowner's exemption	$388,500 (+12.09%)	$430,400 (-) Land $56,400 Building $374,000
2025	$2,866.00 (+10.74%) Homeowner's exemption	$346,600 (+22.03%)	$430,400 (+41.25%) Land $56,400 Building $374,000
2023	$2,588.00 Homeowner's exemption	$284,033	$304,700 Land $56,400 Building $248,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1991–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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