Mineral County property record for 348 Charles St, Ridgeley, WV 26753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,640 sqft · built 1971 |
| Lot Size | 4.1 acres (178,596 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jun 2023) |
| Tax Bill | $826 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-10-0104.0011 |
| Primary APN | 04-10-0104.0011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 178,596 sqft (4.1 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 348 CHARLES ST |
|---|---|
| City | RIDGELEY |
| State | WV |
| Zip | 26753-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 16 DETRICK ACRES S-DIV 4.10AC |
| Legal Subdivision | DETRICK ACRES SUBDIVISION |
| Legal Lot Number | 16 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10300 |
Source: Mineral County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 348 CHARLES ST, RIDGELEY, WV 26753-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Deed Document Number | 2023199865 |
| Deed Book / Page | 403 / 922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 348 CHARLES ST, RIDGELEY, WV 26753-7106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000646/604 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 646/604 |
| Instrument | 199866 |
| Name | BANK OF ROMNEY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $826.00 (+3.51%) | $69,190 (+3.41%) Land $19,270 Building $49,920 | $115,317 (+3.42%) Land $32,117 Building $83,200 |
| 2025 | $798.00 (+53.76%) | $66,910 (+5.29%) Land $19,270 Building $47,640 | $111,500 (+5.29%) Land $32,100 Building $79,400 |
| 2023 | $519.00 Homeowner's exemption | $63,550 (-) Land $19,270 Building $44,280 | $105,900 (-) Land $32,100 Building $73,800 |
| 2022 | $519.00 Homeowner's exemption | $63,550 Land $19,270 Building $44,280 | $105,900 Land $32,100 Building $73,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PSD serves 6,747 people · EPA ID WV3302928 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2021 Sanitary survey deficiency not corrected Jul 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: SkyPacket.
5G (outdoors only) and 4G LTE
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