348 Chamberlain Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 348 Chamberlain Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,551 sqft · built 2017
Lot Size	0.396 acres (17,228 sqft)
Owner	Individual Name on Record
Last Sale	$321,300 (Nov 2017)
Tax Bill	$4,962 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R90573`

Property Details

APN / Parcel Number

Primary APN	`R90573`
Alternative APNs	`S3276-0014-0015-00-0R` `90573`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,551 sqft Living Area
Gross Area	3,139 sqft
1st Floor Area	2,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,228 sqft (0.396 acres)
Lot Dimensions	188 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	348 CHAMBERLAIN DR
City	FATE
State	TX
Zip	75189-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAIN CROSSING PH 5, BLOCK 14, LOT 15
Legal Subdivision	CHAMBERLAIN CROSSING PH 5
Legal Tract	15
Legal Block	14
Legal Lot Number	15
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1010
Census Tract	40409

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 CHAMBERLAIN DR, FATE, TX 75189-5040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Intrafamily Transfer, Transfer
Jan 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 22, 2017	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC
Nov 22, 2017	Quit Claim Deed, Construction Loan NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Nov 22, 2017
Deed Document Number	201721834
Last Transfer Date	Mar 4, 2022
Transfer Doc	0000009589
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Apr 29, 2022
Property Address	348 CHAMBERLAIN DR, FATE, TX 75189-5040
Document Number	0000009589
Map Reference	CAB J SL 19
Instrument Date	Mar 4, 2022
Instrument	20220000009589
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 SIGNAL RIDGE PL, 1510, ROCKWALL, TX 75032-5444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 CHAMBERLAIN DR, FATE, TX 75189-5040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	348 CHAMBERLAIN DR, FATE, TX 75189-5040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001612
Date	Jan 28, 2020
Instrument	20200000001612

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 22, 2017
Property Address	348 CHAMBERLAIN DR, FATE, TX 75189-5040
Document Number	0000021834
Map Reference	CAB J SL 19
Instrument Date	Nov 21, 2017
Instrument	20170000021834
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 CHAMBERLAIN DR, FATE, TX 75189-5040

Mortgage

Document Number	0000021835
Date	Nov 22, 2017
Instrument	20170000021835

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	Nov 22, 2017
Property Address	348 CHAMBERLAIN DR, FATE, TX 75189-5040
Document Number	0000021833
Instrument Date	Nov 21, 2017
Instrument	21833
Transaction Type	Construction Loan
Record Updated	Dec 12, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1707 MARKET PL #100 IRVING TX 750638050, 100, IRVING, TX 75063-8050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,307 (-) Land $107,000 Building $294,307	$401,307 (-) Land $107,000 Building $294,307
2025	$4,962.00 (-12.41%) Homeowner's exemption	$401,307 (-6.84%) Land $107,000 Building $294,307	$401,307 (-6.84%) Land $107,000 Building $294,307
2024	$5,665.00 (+12.71%)
2023	$5,026.00 (-14.14%) Homeowner's exemption	$430,756 Land $110,000 Building $320,756	$430,756 Land $110,000 Building $320,756
2021	$5,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications.

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