348 Bronze Cir, Forest City, NC 28043 Property Records

Rutherford County property record for 348 Bronze Cir, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,237 sqft · built 1994
Lot Size	2.36 acres (103,237 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2004)
Tax Bill	$2,614 (2022)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1633321`

Property Details

APN / Parcel Number

Primary APN	`1633321`
Alternative APN	`42809`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,237 sqft Heated Area
Gross Area	4,469 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,237 sqft (2.36 acres)
Garage Type	Carport
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	42809
Street Address	348 BRONZE CIR
City	FOREST CITY
State	NC
Zip	28043-5640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1557026843390000; RES BRONZE CIRCLE
Legal Subdivision	LANDS/JOHNNY W BUFF
Legal Block	1
Legal Lot Number	22P
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	1
Census Block	1008
Census Tract	961104

Owner

348 Bronze Cir is owned and occupied by an individual who bought it in March 2004.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	348 BRONZE CIR, FOREST CITY, NC 28043-5640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 26, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 26, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2004 · Amount on File
Deed Sale	Mar 31, 2004 · Amount on File
Deed Document Number	0000084394
Record Updated	Jun 7, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	348 BRONZE CIR, FOREST CITY, NC 28043-5640
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020281650
Date	Dec 4, 2019
Book Page	2028/1650

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	348 BRONZE CIR, FOREST CITY, NC 28043-5640
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012680838
Date	Feb 26, 2018
Book Page	1268/838
Instrument	201700007689

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	348 BRONZE CIR, FOREST CITY, NC 28043-5640
Document Number	0012560634
Book / Page	001256 / 000634
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 BRONZE CIR FOREST CITY NC 280435640, FOREST CITY, NC 28043-5640

Mortgage

Document Number	0012560634
Date	Aug 29, 2017
Book Page	001256/000634
Instrument	1992

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$553,500 Land $32,300 Building $521,200	$553,500 Land $32,300 Building $521,200
2022	$2,614.00
2021	$2,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Bronze Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Bronze Cir is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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