348 Beck Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 348 Beck Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,080 sqft · built 2011
Lot Size	0.361 acres (15,743 sqft)
Owner	2 Individual Names on File
Last Sale	$599,900 (Mar 2026)
Tax Bill	$11,682 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67-22341-0041`

Property Details

APN / Parcel Number

Primary APN	`O67-22341-0041`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,080 sqft Living Area
Gross Area	4,360 sqft
1st Floor Area	1,158 sqft
Basement Area	1,146 sqft
Finished Basement	1,146 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	15,743 sqft (0.361 acres)
Lot Dimensions	164 ft deep x 96 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	220 sqft
Deck Area	1,002 sqft
Patio Area	1,002 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	348 BECK DR
City	DAYTON
State	OH
Zip	45458-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	176 WASHINGTON TRACE SEC FIVE
Legal Subdivision	WASHINGTON TRACE
Legal Lot Number	176
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3003
Census Tract	40406

Owner

348 Beck Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Montgomery County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	348 BECK DR, DAYTON, OH 45458-4509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Mar 2, 2012 · Amount on File
Deed Document Number	202617509
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 19, 2026
Property Address	348 BECK DR, DAYTON, OH 45458-4509
Document Number	0000017509
Map Reference	MB 206 PG 12
Instrument Date	Mar 13, 2026
Instrument	2026-00017509
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	M&M TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 BECK DR, DAYTON, OH 45458-4509

Mortgage

Document Number	0000017510
Date	Mar 19, 2026
Instrument	2026-00017510

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	348 BECK DR, DAYTON, OH 45458-4509
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041307
Date	Jun 1, 2021
Instrument	2021-00041307

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 348 Beck Dr was $11,682, down 0.2% from the year before.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,682.00 (-0.16%)	$173,880 Land $25,600 Building $148,280	$496,800 Land $73,150 Building $423,650
2024	$11,701.00 (+8.8%)
2023	$10,755.00 (+5.17%)	$173,880 (+32.99%) Land $25,600 Building $148,280	$496,800 Land $73,150 Building $423,650
2022	$10,226.00	$130,750 Land $19,250 Building $111,500
2020			$373,560 Land $55,000 Building $318,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 348 Beck Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Beck Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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