348 3rd St, Ernest, PA 15739 Property Records

Indiana County property record for 348 3rd St, Ernest, PA 15739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,098 sqft · built 1901
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (May 2006)
Tax Bill	$1,168 (2026)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-002-314`

Property Details

APN / Parcel Number

Primary APN	`44-002-314`
Alternative APN	`00045416`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,098 sqft Living Area
Basement Area	516 sqft
Unfinished Basement	516 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	149 ft deep x 58 ft wide
Terrain	Rolling
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	144 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00045416
Street Address	348 3RD ST
City	ERNEST
State	PA
Zip	15739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58X149 1 HO 1 GA
Legal Subdivision	THE KOVALCHICK PLAN
Jurisdiction	INDIANA PA
Township / Civil Division	ERNEST
Census Block Group	2
Census Block	2034
Census Tract	960500

Owner

Source: Indiana County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 243, ERNEST, PA 15739-0243
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2006 · Amount on Record
Deed Sale	May 17, 2006 · Amount on Record
Deed Document Number	2006160414
Deed Book / Page	1585 / 42
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	348 3RD ST, ERNEST, PA 15739
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 3RD ST, ERNEST, PA 15739-9008

Mortgage

Document Number	2023335053
Date	Jan 26, 2023
Instrument	2023-335053

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Indiana County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
Municipality	Ernest Borough
Unified School District	Marion Center Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,168.00 (+13.18%)	$53,000 (-) Land $11,900 Building $41,100	$53,000 (-) Land $11,900 Building $41,100
2023	$1,032.00	$53,000 Land $11,900 Building $41,100
2015			$53,000 Land $11,900 Building $41,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ICMSA CROOKED CREEK serves 9,638 people · EPA ID PA5320109
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 3rd St

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