348 21st St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 348 21st St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1923
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Nov 2024)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-030243-050`

Property Details

APN / Parcel Number

Primary APN	`017-030243-050`
Alternative APNs	`17 30243 50` `33457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
Basement Area	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1983
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	33457
Old Parcel Number	17 30243 50
Street Address	348 21ST ST S
City	LA CROSSE
State	WI
Zip	54601-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT SW-NW FKA SMITH & BACHELDERS ADD (NOW VACATED) LOT 42 BLOCK 4 LOT SZ: 49.5 X 144.57
Legal Range	07
Legal Township	15
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SMITH & BATCHELDER'S ADDITION
Legal Block	4
Legal Lot Number	42
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	4
Census Block	4005
Census Tract	700

Owner

348 21st St S is owned and occupied by an individual who bought it in November 2024.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	348 21ST ST S, LA CROSSE, WI 54601-5027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK FINANCIAL
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Nov 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on File
Deed Sale	Nov 21, 2024 · Amount on File
Prior Sale	Nov 10, 2021
Deed Document Number	1827276
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	348 21ST ST S, LA CROSSE, WI 54601-5027
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001840478
Date	Oct 28, 2025
Instrument	1840478

Lender

Name	STATE BANK FINANCIAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	348 21ST ST S, LA CROSSE, WI 54601-5027
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001781591
Date	Sep 29, 2021
Instrument	1781591

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Nov 10, 2021
Property Address	348 21ST ST S, LA CROSSE, WI 54601-5027
Document Number	1784285
Instrument Date	Sep 14, 2021
Instrument	1784285
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 348 21st St S was $4,370 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,370.00 Homeowner's exemption	$253,300 Land $48,200 Building $205,100	$264,000
2023	$4,475.00	$216,800 Land $46,600 Building $170,200	$216,800 Land $46,600 Building $170,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 21st St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 21st St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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