3479 S Joshua Tree Ln, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3479 S Joshua Tree Ln, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,136 sqft · built 2001
Lot Size	0.159 acres (6,903 sqft)
Owner	2 Individual Names on File
Last Sale	$173,563 (Mar 2002)
Tax Bill	$1,830 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`309-24-480`

Property Details

APN / Parcel Number

Primary APN	`309-24-480`
Alternative APN	`309244806`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	2,136 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,903 sqft (0.159 acres)
Parking Spaces	3 Parking Spaces
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3479 S JOSHUA TREE LN
City	GILBERT
State	AZ
Zip	85297-7910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SAN TAN RANCH PARCEL 14 MCR 546-28
Legal Range	6E
Legal Township	2S
Legal Section	2
Legal Subdivision	SAN TAN RANCH PARCEL 14
Legal Lot Number	42
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1000
Census Tract	815700

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3479 S JOSHUA TREE LN, GILBERT, AZ 85297-7910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 4, 2002 · Amount on Record
Deed Sale	Mar 4, 2002 · Amount on Record
Prior Sale	Mar 4, 2002 · Amount on Record
Deed Document Number	2002225406
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3479 S JOSHUA TREE LN, GILBERT, AZ 85297-7910
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3479 S JOSHUA TREE LN, GILBERT, AZ 85297-7910

Mortgage

Document Number	0000161361
Date	Mar 20, 2026
Instrument	20260161361

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3479 S JOSHUA TREE LN, GILBERT, AZ 85297-7910
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000536910
Date	Jul 16, 2018
Instrument	20180536910

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3479 S JOSHUA TREE LN, GILBERT, AZ 85297-7910
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490848
Date	Jun 8, 2020
Instrument	20200490848

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3479 S JOSHUA TREE LN, GILBERT, AZ 85297-7910
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3479 S JOSHUA TREE LN, GILBERT, AZ 85297-7910

Mortgage

Document Number	0001190730
Date	Nov 5, 2021
Instrument	20211190730

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,330 (+95.01%)	$473,300 (+7.74%) Land $94,600 Building $378,700
2025	$1,830.00 (-6.58%)	$24,270 (-48.43%)	$439,300 (-6.65%) Land $87,800 Building $351,500
2024		$47,060	$470,600 Land $94,100 Building $376,500
2023	$1,959.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Lumen Technologies DSL	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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