Polk County property record for 3479 Holbert Cove Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1999 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Dec 2003) |
| Tax Bill | $1,666 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P22-104 |
| Primary APN | P22-104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 864 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Material | Metal |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Carport |
| Garage Area | 624 sqft |
| Carport | Carport |
| Carport Area | 624 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 31721 |
|---|---|
| Street Address | 3479 HOLBERT COVE RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9557 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | LOT #4, PLAT: C-214, P13A P13A |
| Legal Subdivision | P22B |
| Legal Lot Number | 4 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 920201 |
3479 Holbert Cove Rd is owned and occupied by an individual who bought it in December 2003.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3479 HOLBERT COVE RD, SALUDA, NC 28773-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2003 · Amount on File |
| Deed Sale | Dec 11, 2003 · Amount on File |
| Prior Sale | Jul 11, 2003 · Amount on File |
| Deed Book / Page | 308 / 1337 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3479 Holbert Cove Rd was $1,666, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,666.00 (+1.28%) | $282,346 (-) Land $47,000 Building $235,346 | $282,346 (-) Land $47,000 Building $235,346 |
| 2025 | $1,645.00 | $282,346 Land $47,000 Building $235,346 | $282,346 Land $47,000 Building $235,346 |
| 2023 | $1,421.00 | $204,721 Land $23,875 Building $180,846 | |
| 2021 | $204,721 Land $23,875 Building $180,846 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3479 Holbert Cove Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3479 Holbert Cove Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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