3479 Davcliff Ave, Portage, MI 49024 Property Records

Kalamazoo County property record for 3479 Davcliff Ave, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,482 sqft · built 1995
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2024)
Tax Bill	$9,422 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-09210-006-O`

Property Details

APN / Parcel Number

Primary APN	`10-09210-006-O`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,482 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	149 ft deep x 112 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	715 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3479 DAVCLIFF AVE
City	PORTAGE
State	MI
Zip	49024-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	WHISPERING HEIGHTS LOT 6
Legal Subdivision	WHISPERING HEIGHTS
Legal Lot Number	6
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1011
Census Tract	2004

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6821 SHOREHAM ST, PORTAGE, MI 49024-3154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
May 6, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	202416577
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187
Investor	Possibly a Property Investor

Mortgage

Document Number	2025030424
Date	Nov 24, 2025
Instrument	2025-030424

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187

Mortgage

Document Number	2022028824
Date	Sep 6, 2022
Instrument	2022-028824

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187

Mortgage

Document Number	2021045530
Date	Nov 16, 2021
Instrument	2021-045530

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 6, 2021
Property Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187
Document Number	2021019501
Map Reference	LB 37 PG 2
Instrument Date	Apr 27, 2021
Instrument	2021-019501
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,967.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3479 DAVCLIFF AVE, 3479, PORTAGE, MI 49024-3187

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187

Mortgage

Document Number	2021019502
Date	May 6, 2021
Instrument	2021-019502

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005577
Date	Feb 27, 2017
Instrument	2017-005577

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	Feb 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3479 DAVCLIFF AVE, PORTAGE, MI 49024-3187
Transaction Type	Mortgage
Record Updated	Oct 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019026903
Date	Sep 16, 2019
Instrument	2019-026903

Lender

Name	PNC BANK NA
Type	Bank
Address	PORTAGE, MI 49024

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,500 (+3.13%)	$487,000 (+3.13%)
2025	$9,422.00 Homeowner's exemption	$236,100	$472,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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