3478 Riley Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3478 Riley Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,064 sqft · built 1950
Lot Size5.3 acres (230,868 sqft)
OwnerIndividual Name on File
Tax Bill$2,878 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN415-0010-07635

Property Details

APN / Parcel Number

Primary APN415-0010-07635
Alternative APN
  • 816201

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,064 sqft Gross Area
1st Floor Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area230,868 sqft (5.3 acres)
Garage Area720 sqft
Deck Area144 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number816201
Street Address3478 RILEY RD
CityDULUTH
StateMN
Zip55803-8712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionE 1/2 OF NW 1/4 OF NW 1/4 OF SW 1/4 SERIAL #
Legal Range13W
Legal Township51N
Legal Section30
Legal SubdivisionLAKEWOOD TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionLAKEWOOD
Census Block Group2
Census Block2059
Census Tract10500

Owner

3478 Riley Rd is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address3478 RILEY RD, DULUTH, MN 55803-8712
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3478 RILEY RD, DULUTH, MN 55803-8712
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001403548
DateFeb 10, 2021
Instrument1403548
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3478 Riley Rd was $2,878 with a homeowner's exemption, up 11.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionLakewood Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,878.00 (+11.29%) Homeowner's exemption
2025$2,586.00 (-1.9%) Homeowner's exemption$278,000 (+12.64%) Land $106,000 Building $172,000$278,000 (+12.64%) Land $106,000 Building $172,000
2024$2,636.00$246,800 Land $97,600 Building $149,200$246,800 Land $97,600 Building $149,200
2022$222,500 Land $89,200 Building $133,300$222,500 Land $89,200 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3478 Riley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3478 Riley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

May also be available: T-Mobile.

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