Catawba County property record for 3478 Costner Dr, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1960 |
| Lot Size | 3.43 acres (149,411 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jun 2023) |
| Tax Bill | $138 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2687-01-27-9142 |
| Primary APN | 2687-01-27-9142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 149,411 sqft (3.43 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Pole Barn | 1,104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3642 COSTNER DR |
|---|---|
| City | VALE |
| State | NC |
| Zip | 28168-7599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | LOT 2A PLAT 87-84 |
| Legal Subdivision | A CONTAINING 3 |
| Legal Tract | 1 |
| Legal Lot Number | 2A |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | BANDY'S |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 11802 |
3478 Costner Dr is owned and occupied by two individuals who acquired it in February 2024.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3642 COSTNER DR, VALE, NC 28168-7599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Warranty Deed, Transfer |
| Jun 5, 2023 | Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on File |
| Deed Sale | Jun 5, 2023 · Amount on File |
| Deed Document Number | 20239801 |
| Deed Book / Page | 3813 / 1015 |
| Last Transfer Date | Feb 4, 2024 |
| Transfer Doc | 0038790487 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Nov 12, 2025 |
| Property Address | 3478 COSTNER DR, VALE, NC 28168-8904 |
| Document Number | 0039801735 |
| Book / Page | 3980 / 1735 |
| Map Reference | MB 87 PG 84 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 22282 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3478 COSTNER DR, VALE, NC 28168-8904 |
| Name | Verified Name |
|---|---|
| Address | 3642 CESINER DRIVE, VALE, NC 28168 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 7500 W NC 10 HWY, VALE, NC 28168-9511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 75 W NC 10 HIGHWAY, VALE, NC 28168 |
| Document Number | 0038131038 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 3813/1038 |
| Instrument | 9803 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jun 5, 2023 |
| Property Address | 7500 W NC 10 HWY, VALE, NC 28168-9511 |
| Document Number | 0038131015 |
| Book / Page | 3813 / 1015 |
| Map Reference | MB 85 PG 185 |
| Instrument Date | May 31, 2023 |
| Instrument | 9801 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3665 OWENS MOUNTAIN AVE, CONNELLY SPRINGS, NC 28612-7379 |
| Name | Verified Name |
|---|---|
| Address | 7500 W NC 10 HWY, VALE, NC 28168-9511 |
| Document Number | 0038131018 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 3813/1018 |
| Instrument | 9802 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 3478 Costner Dr was $138, down 13.2% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,700 (-) Land $34,700 | ||
| 2025 | $138.00 (-13.21%) | $34,700 Land $34,700 | |
| 2024 | $159.00 (-84.93%) | ||
| 2023 | $1,055.00 | $130,400 Land $68,300 Building $62,100 | $34,700 Land $34,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3478 Costner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3478 Costner Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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