34772 Ridge Rd, Afton, OK 74331 Property Records

Delaware County property record for 34772 Ridge Rd, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,340 sqft
Lot Size	0.288 acres (12,586 sqft)
Owner	Individual Name on File
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Apr 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24N22E-32-0-00435-000-0000`

Property Details

APN / Parcel Number

Primary APN	`24N22E-32-0-00435-000-0000`
Alternative APNs	`0024077` `24077`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,340 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,586 sqft (0.288 acres)
Garage Type	Detached
Garage Area	528 sqft
Deck Area	1,342 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24077
Street Address	34772 RIDGE RD
City	AFTON
State	OK
Zip	74331-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGBEACH ACRES PT OF TRACT A (2 TRACTS) DESCRIBED AS FOLLOWS: BEG NW COR OF LOT 7; S 63 DEG 49'W 30' FOR POB; SW 56 DEG 82';
Legal Range	22E
Legal Township	24N
Legal Section	32
Legal Subdivision	LONGBEACH ACRES
Legal Tract	2,A
Legal Lot Number	7
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1028
Census Tract	375804

Owner

34772 Ridge Rd is owned and occupied by an individual who acquired it in March 2019.

Source: Delaware County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	34772 RIDGE RD, AFTON, OK 74331-6431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 10, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 30, 2019
Transfer Doc	002275/626
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	34772 RIDGE RD, AFTON, OK 74331-6431
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34772 RIDGE RD, AFTON, OK 74331-6431

Mortgage

Document Number	002625/111
Date	Nov 26, 2025
Book Page	2625/111
Instrument	I-2025-010570

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	PARAMUS, NJ 07652

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	967 Months
Due	Jun 18, 2106

Interest

Rate Type	Adjustable Rate

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OK
Recording Date	Apr 10, 2019
Property Address	34772 RIDGE RD, AFTON, OK 74331-6431
Document Number	002275/626
Book / Page	2275 / 626
Instrument Date	Mar 30, 2019
Instrument	2019-002625
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34772 RIDGE RD, AFTON, OK 74331-6431

Mortgage

Document Number	2019002626
Date	Apr 10, 2019
Instrument	2019-002626

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.91%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 34772 Ridge Rd was $1,303 with a homeowner's exemption, up 0.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Ketchum Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,425 (+0.01%) Land $1,206 Building $18,219	$168,906 (-36.85%) Land $10,484 Building $158,422
2025	$1,303.00 (+0.08%) Homeowner's exemption	$19,424 (-0.01%) Land $1,216 Building $18,208	$267,487 (-) Land $16,750 Building $250,737
2024	$1,302.00 (-3.56%) Homeowner's exemption	$19,425 (+3.01%) Land $1,219 Building $18,206	$267,487 (+15.27%) Land $16,750 Building $250,737
2023	$1,350.00 Homeowner's exemption	$18,858 Land $1,183 Building $17,675	$232,045 Land $11,500 Building $220,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34772 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34772 Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETCHUM PWA serves 4,025 people · EPA ID OK1021612
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

May also be available: Atlink Services.

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