3477 Areca Palm Ave, Melbourne, FL 32901 Property Records

Brevard County property record for 3477 Areca Palm Ave, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1988
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2021)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-09-51-*-130`

Property Details

APN / Parcel Number

Primary APN	`28-37-09-51-*-130`
Alternative APNs	`28-37-09-51-00000.0-0130.00` `2823589`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	380 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	24 sqft
Deck Area	80 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2823589
Street Address	3477 ARECA PALM AVE
City	MELBOURNE
State	FL
Zip	32901-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	BEL AIRE PALMS LOT 130
Legal Range	37E
Legal Township	28S
Legal Section	09
Legal Subdivision	BEL AIRE PALMS
Legal Lot Number	130
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3036
Census Tract	64901

Owner

3477 Areca Palm Ave is owned and occupied by an individual who bought it in August 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3477 ARECA PALM AVE, MELBOURNE, FL 32901-8116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Dec 6, 1994 · Amount on File
Deed Document Number	2021220803
Deed Book / Page	9234 / 1887
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 24, 2021
Property Address	3477 ARECA PALM AVE, MELBOURNE, FL 32901-8116
Document Number	0092341887
Book / Page	9234 / 1887
Map Reference	MB 30 PG 54
Instrument Date	Aug 23, 2021
Instrument	2021220803
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2720 FELLWOOD LN, 2720, MELBOURNE, FL 32904-9554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3477 ARECA PALM AVE, MELBOURNE, FL 32901-8116

Mortgage

Document Number	92341888
Date	Aug 24, 2021
Instrument	9234/1888

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3477 Areca Palm Ave was $3,893 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,120 (-0.42%)	$254,120 (-0.42%)
2025	$3,893.00 Homeowner's exemption	$255,200 Land $80,000 Building $175,200	$255,200 Land $80,000 Building $175,200
2023	$3,719.00 (+6.26%) Homeowner's exemption	$247,620 (+3%)	$249,000 (+3.57%) Land $70,000 Building $179,000
2022	$3,500.00 Homeowner's exemption	$240,410 Land $65,000 Building $175,410	$240,410 Land $65,000 Building $175,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3477 Areca Palm Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	24 (1999–2026)
Claims Outside the SFHA	22 of 24
Most Recent Claim	May 2026
Claims by Event	Hurricane Irma, Oct 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 9 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3477 Areca Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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