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3476 Sutton Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3476 Sutton Ct, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,902 sqft · built 2000
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on File
Last Sale$300,600 (Jan 2013)
Tax Bill$5,788 (2024)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT000700074

Property Details

APN / Parcel Number

Primary APNT000700074
Alternative APN
  • 6-0015-8216-00-0314.0000000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,902 sqft Living Area
Gross Area6,318 sqft
1st Floor Area2,206 sqft
Basement Area1,696 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area154 sqft
Patio Area306 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT000700074
Street Address3476 SUTTON CT
CitySAINT CHARLES
StateMO
Zip63301-4088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVINGTON #2 LOT 314
Legal SubdivisionCOVINGTON #2
Legal Lot Number314
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1000
Census Tract310801

Owner

Source: St. Charles County records · APN T000700074

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3476 SUTTON CT, SAINT CHARLES, MO 63301-4088
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BANK & TRUST
Aug 02, 2017Deed of Trust, Mortgage · Line of Credit
COMMERCE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2013 · Amount on Record
Deed SaleJan 25, 2013 · Amount on Record
Prior SaleJan 06, 2000 · Amount on Record
Deed Document Number201367710
Deed Book / Page5943 / 2304
Last Transfer DateFeb 21, 2013
Transfer Doc0059671040
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3476 SUTTON CT, SAINT CHARLES, MO 63301-4088
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 SUTTON CT, SAINT CHARLES, MO 63301-4088

Mortgage

Document Number0000045182
DateAug 15, 2022
Instrument2022R-045182
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 06, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3476 SUTTON CT, SAINT CHARLES, MO 63301-4088
Transaction TypeMortgage
Record UpdatedOct 07, 2021
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 SUTTON CT, SAINT CHARLES, MO 63301-4088

Mortgage

Document Number2021R080571
DateSep 27, 2021
Instrument2021R-080571
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3476 SUTTON CT, SAINT CHARLES, MO 63301-4088
Document Number0067912001
Instrument DateAug 02, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3476 SUTTON CT ST CHARLES MO 633014088, ST CHARLES, MO 63301-4088

Mortgage

Document Number0067912001
DateAug 15, 2017
Book Page006791/002001
Instrument513180
Lender
NameCOMMERCE BK
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$95,396 (+5.33%)$502,086 (+5.34%) Land $88,000 Building $414,086
2024$5,788.00
2023$90,565
2022$476,656 Land $60,500 Building $416,156

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 10% of Missouri
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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