3476 Steamer Dr, Keswick, VA 22947 Property Records

Albemarle County property record for 3476 Steamer Dr, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,680 sqft · built 2019
Lot Size	0.047 acres (2,047 sqft)
Owner	Individual Name on File
Last Sale	$312,250 (May 2019)
Tax Bill	$3,587 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093B0-01-0B-016C0`

Property Details

APN / Parcel Number

Primary APN	`093B0-01-0B-016C0`
Alternative APN	`314170`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Finished Area
Basement Area	840 sqft
Finished Basement	355 sqft
Unfinished Basement	485 sqft
Family Room	Family Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	2,047 sqft (0.047 acres)
Porch	Slab
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3476 STEAMER DR
City	KESWICK
State	VA
Zip	22947-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVANNA VILLAGE
Legal Subdivision	RIVANNA VILLAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	10402

Owner

3476 Steamer Dr is owned by an individual who bought it in May 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	103 ISLAND HILL CT, PALMYRA, VA 22963-2148
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
May 1, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Prior Sale	Jan 7, 2019 · Amount on File
Deed Document Number	20194022
Deed Book / Page	5160 / 663
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3476 STEAMER DR, KESWICK, VA 22947-2805
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5604/360
Date	Sep 7, 2021
Book Page	5604/360
Instrument	2021-00015374

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 1, 2019
Property Address	3476 STEAMER DR, KESWICK, VA 22947-2805
Document Number	0000004022
Book / Page	005160 / 000663
Instrument Date	Apr 15, 2019
Instrument	4022
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3476 STEAMER DR KESWICK VA 229472805, KESWICK, VA 22947-2805

Mortgage

Document Number	4023
Date	May 1, 2019
Book Page	005160/000666
Instrument	4023

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3476 Steamer Dr was $3,587, down 6.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,587.00 (-6.69%)	$401,200 (-6.7%) Land $106,300 Building $294,900	$401,200 (-6.7%) Land $106,300 Building $294,900
2025	$3,844.00	$430,000 Land $106,300 Building $323,700	$430,000 Land $106,300 Building $323,700
2023	$3,218.00	$376,900 Land $93,500 Building $283,400	$376,900 Land $93,500 Building $283,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3476 Steamer Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3476 Steamer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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