3476 Peninsula Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 3476 Peninsula Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,811 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,900 (Jul 2019)
Tax Bill	$6,105 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-25-25-D-12`

Property Details

APN / Parcel Number

Primary APN	`26-36-25-25-D-12`
Alternative APNs	`26-36-25-25-0000D.0-0012.00` `2625735`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,811 sqft Living Area
Gross Area	4,693 sqft
1st Floor Area	2,424 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
View / Lot	Conservation / Protected Area
Garage Type	Attached
Garage Area	630 sqft
Porch	Finished/Open Porch
Porch Area	252 sqft
Deck Area	467 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2625735
Street Address	3476 PENINSULA CIR
City	MELBOURNE
State	FL
Zip	32940-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-7
Legal Description	GRAND HAVEN PHASE SIX A REPLAT OF TRACT 1 GRAND HAVEN PHASE ONE OF PB 46 PG 55 LOT 12 BLOCK D
Legal Range	36E
Legal Township	26S
Legal Section	25
Legal Subdivision	GRAND HAVEN PHASE SIX A REPLAT OF TRACT
Legal Phase	1
Legal Tract	1
Legal Block	D
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1027
Census Tract	64128

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3476 PENINSULA CIR, MELBOURNE, FL 32940-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Jun 17, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 14, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 3, 2019	Warranty Deed, Transfer · VA Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Feb 20, 2004 · Amount on Record
Deed Document Number	2019145733
Deed Book / Page	8480 / 1414
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3476 PENINSULA CIR, MELBOURNE, FL 32940-1109
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 PENINSULA CIR, MELBOURNE, FL 32940-1109

Mortgage

Document Number	0105802985
Date	Mar 26, 2026
Book Page	10580/2985
Instrument	2026060061

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Mar 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3476 PENINSULA CIR, MELBOURNE, FL 32940-1109
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 PENINSULA CIR, MELBOURNE, FL 32940-1109

Mortgage

Document Number	0091591782
Date	Jun 17, 2021
Book Page	9159/1782
Instrument	2021157252

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3476 PENINSULA CIR, MELBOURNE, FL 32940-1109
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087162497
Date	Apr 14, 2020
Book Page	8716/2497
Instrument	2020083547

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 3, 2019
Property Address	3476 PENINSULA CIR, MELBOURNE, FL 32940-1109
Document Number	0084801414
Book / Page	8480 / 1414
Map Reference	MB 48 PG 36-39
Instrument Date	Jun 28, 2019
Instrument	2019145733
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,429.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1697 HIGHWAY A1A, 1697, SATELLITE BEACH, FL 32937-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 PENINSULA CIR, MELBOURNE, FL 32940-1109

Mortgage

Document Number	84801416
Date	Jul 3, 2019
Instrument	8480/1416

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,090 (+2.7%)	$615,850 (-2.8%)
2025	$6,105.00 (+6.82%) Homeowner's exemption	$458,710 (+5.98%)	$633,620 (+0.78%)
2024	$5,715.00 (+1.46%)
2023	$5,633.00 (+7.19%) Homeowner's exemption	$432,810 (+3%)	$628,710 (+8.68%) Land $121,000 Building $507,710
2022	$5,255.00 Homeowner's exemption	$420,210	$578,490 Land $121,000 Building $457,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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