3476 Cortez St, Riverside, CA 92504 Property Records

Riverside County property record for 3476 Cortez St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,072 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2002)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jul 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-082-002`

Property Details

APN / Parcel Number

Primary APN	`230-082-002`
Alternative APN	`052804031`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	1,178 sqft
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	052804031
Street Address	3476 CORTEZ ST
City	RIVERSIDE
State	CA
Zip	92504-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 31 MB 023/049 WALNUT GROVE TR
Legal Subdivision	WALNUT GROVE TR
Legal Lot Number	31
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2008
Census Tract	31401

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3476 CORTEZ ST, RIVERSIDE, CA 92504-3742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2002 · Amount on Record
Deed Sale	Apr 26, 2002 · Amount on Record
Deed Document Number	2002220282
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3476 CORTEZ ST, RIVERSIDE, CA 92504-3742
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 CORTEZ ST, RIVERSIDE, CA 92504-3742

Mortgage

Document Number	0000060882
Date	Feb 27, 2026
Instrument	2026-0060882

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3476 CORTEZ ST, RIVERSIDE, CA 92504-3742
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 CORTEZ ST, RIVERSIDE, CA 92504-3742

Mortgage

Document Number	0000430164
Date	Jul 19, 2021
Instrument	2021-0430164

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2031

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3476 CORTEZ ST, RIVERSIDE, CA 92504-3742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395615
Date	Oct 3, 2019
Instrument	2019-0395615

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3476 CORTEZ ST, RIVERSIDE, CA 92504-3742
Document Number	0000134783
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 CORTEZ ST RIVERSIDE CA 925043742, RIVERSIDE, CA 92504-3742

Mortgage

Document Number	0000134783
Date	Apr 9, 2018
Instrument	134783

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,995 (+2%) Land $67,792 Building $158,203
2025	$2,525.00 (+3.78%)	$221,564 (+4.04%) Land $66,463 Building $155,101
2023	$2,433.00 (+1.88%)	$212,962 Land $63,883 Building $149,079
2022	$2,388.00
2021			$589,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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