St. Johns County property record for 3476 Babiche St, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,948 sqft · built 2005 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jan 2019) |
| Tax Bill | $5,131 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2018 Second Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 009858-0340 |
| Primary APN | 009858-0340 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,948 sqft Living Area |
| Gross Area | 3,663 sqft |
| 1st Floor Area | 2,349 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3476 BABICHE ST |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 45/100-106 CHEROKEE CROSSING 2 AT CIMARRONE GOLF & COUNTRY CLUB LOT 34 OR4672/1593 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 13 |
| Legal Subdivision | CHEROKEE CROSSING TWO AT CIMARRONE GOLF |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20810 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3476 BABICHE ST, SAINT JOHNS, FL 32259-2196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 1, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 29, 2019 | Warranty Deed, Transfer · Conventional with PMI CAMPUS USA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2019 · Amount on Record |
| Deed Sale | Jan 29, 2019 · Amount on Record |
| Prior Sale | Oct 4, 2005 · Amount on Record |
| Deed Document Number | 20196143 |
| Deed Book / Page | 4672 / 1593 |
| Prior Transfer Date | Apr 26, 2010 |
| Prior Transfer Doc | 0033180429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3476 BABICHE ST, SAINT JOHNS, FL 32259-2196 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0054260140 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 5426/140 |
| Instrument | 2021126608 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3476 BABICHE ST, SAINT JOHNS, FL 32259-2196 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045890787 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 4589/0787 |
| Instrument | 2018055174 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3476 BABICHE ST, SAINT JOHNS, FL 32259-2196 |
| Document Number | 0049080779 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3476 BABICHE ST ST JOHNS FL 322592196, ST JOHNS, FL 32259-2196 |
| Document Number | 0049080779 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 004908/000779 |
| Instrument | 23446 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 23, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 29, 2019 |
| Property Address | 3476 BABICHE ST, SAINT JOHNS, FL 32259-2196 |
| Document Number | 0046721593 |
| Book / Page | 004672 / 001593 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 6143 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | GREYCROFT TITLE COMPANY LLC, GREYCROFT TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5502 SW 57TH AVE GAINESVILLE FL 326084837, GAINESVILLE, FL 32608-4837 |
| Document Number | 46721598 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 004672/001598 |
| Instrument | 6146 |
| Name | CAMPUS USA CU |
|---|---|
| Type | Credit Union |
| Address | JONESVILLE, FL 32669 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,590 (+2.7%) | $564,027 (+4.89%) Land $142,000 Building $422,027 | |
| 2025 | $5,131.00 (+12.23%) Homeowner's exemption | $394,927 (+2.9%) | $537,744 (+4.64%) Land $132,000 Building $405,744 |
| 2024 | $4,572.00 (+1.96%) Homeowner's exemption | $383,797 (+3%) | $513,876 (-) Land $120,000 Building $393,876 |
| 2023 | $4,484.00 (+2.8%) Homeowner's exemption | $372,618 (+3%) | $513,876 (+10.49%) Land $120,000 Building $393,876 |
| 2022 | $4,362.00 Homeowner's exemption | $361,765 | $465,068 Land $106,400 Building $358,668 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 181 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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