3475 Vista Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3475 Vista Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,512 sqft · built 2020
Lot Size	0.749 acres (32,635 sqft)
Owner	Company Name on Record
Tax Bill	$22,786 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-0006-0188-00`

Property Details

APN / Parcel Number

Primary APN	`042-0006-0188-00`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,512 sqft Living Area
1st Floor Area	3,512 sqft
Basement Area	3,512 sqft
Finished Basement	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	32,635 sqft (0.749 acres)
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3475 VISTA AVE
City	CINCINNATI
State	OH
Zip	45208-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA AVE LOT 10.7492 AC DUTCHWOODESTATES SUB
Legal Subdivision	DUTCHWOODESTATES SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	4000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3475 VISTA AVE, CINCINNATI, OH 45208-1065
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022
Deed Sale	May 3, 2022
Prior Sale	Mar 16, 2020
Deed Document Number	0000044300
Deed Book / Page	14659 / 583
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3475 VISTA AVE, CINCINNATI, OH 45208-1065
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	CENTRAL LAND TITLE AGENCY COMPANY, CENTRAL LAND TITLE AGENCY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123474
Date	Nov 23, 2020
Book Page	14301/4867
Instrument	2020-0123474

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	HOUSTON, TX 77046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2035

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 3, 2022
Property Address	3475 VISTA AVE, CINCINNATI, OH 45208-1065
Document Number	0000044300
Book / Page	14659 / 583
Map Reference	MB 467 PG 88&89
Instrument Date	Apr 21, 2022
Instrument	2022-0044300
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 VISTA AVE, CINCINNATI, OH 45208-1065

Mortgage

Document Number	0000044301
Date	May 3, 2022
Instrument	2022-0044301

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	1-Year CMT
Margin	3
Max Rate	7.75%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 16, 2020
Property Address	3475 VISTA AVE, CINCINNATI, OH 45208-1065
Document Number	0000025650
Book / Page	014125 / 000953
Instrument Date	Mar 5, 2020
Instrument	25650
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 VISTA AVE CINCINNATI OH 452081065, CINCINNATI, OH 45208-1065

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,786.00 (+0.14%)	$730,090 (-) Land $359,062 Building $371,028
2024	$22,754.00 (-0.18%)	$730,090 (-) Land $359,062 Building $371,028
2023	$22,794.00 (+24.26%)	$730,090 (+23%) Land $359,062 Building $371,028	$2,085,970 (+23%) Land $1,025,890 Building $1,060,080
2022	$18,344.00 Homeowner's exemption	$593,590 Land $262,500 Building $331,090
2020			$1,695,970 Land $750,000 Building $945,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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