Somerset County and Bernards Township property record for 3475 Valley Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 3,018 sqft · built 1955 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Aug 2014) |
| Tax Bill | $15,538 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-09201-0000-00004 |
| Primary APN | 02-09201-0000-00004 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,018 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 02001780400004 |
|---|---|
| Street Address | 3475 VALLEY RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-2655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | WILLIAM F BERYL DEMOTT |
| Legal Block | 9201 |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 54100 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3475 VALLEY RD, BASKING RIDGE, NJ 07920-2655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 17, 2021 | Deed of Trust, Mortgage NORTHFIELD BANK |
| Jun 19, 2019 | Deed of Trust, Mortgage NORTHFIELD BANK |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2014 · Amount on Record |
| Deed Sale | Aug 18, 2014 · Amount on Record |
| Prior Sale | Aug 18, 2014 · Amount on Record |
| Deed Book / Page | 6736 / 1164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3475 VALLEY RD, BASKING RIDGE, NJ 07920-2655 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048521 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 7371/1306 |
| Instrument | 2021048521 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3475 VALLEY RD, BASKING RIDGE, NJ 07920-2655 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3475 VALLEY RD, BASKING RIDGE, NJ 07920-2655 |
| Document Number | 0000030947 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 7342/3804 |
| Instrument | 2021030947 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Amount | Amount Recorded |
|---|---|
| Term | 217 Months |
| Due | Jun 14, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3475 VALLEY RD, BASKING RIDGE, NJ 07920-2655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021188 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 7125/0769 |
| Instrument | 2019021188 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 14, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3475 VALLEY RD, BASKING RIDGE, NJ 07920-2655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000042643 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 7248/2998 |
| Instrument | 2020042643 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2045 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $984,400 (+6.94%) Land $349,200 Building $635,200 | $984,400 (+6.94%) Land $349,200 Building $635,200 | |
| 2025 | $15,538.00 (+6.76%) | $920,500 (+19.79%) Land $331,200 Building $589,300 | $920,500 (+19.79%) Land $331,200 Building $589,300 |
| 2024 | $14,554.00 (-3.74%) | ||
| 2023 | $768,400 Land $295,200 Building $473,200 | $768,400 Land $295,200 Building $473,200 | |
| 2022 | $15,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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