Whatcom County property record for 3475 Unick Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,068 sqft · built 2008 |
| Lot Size | 9.81 acres (427,324 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $248,880 (Jul 2010) |
| Tax Bill | $7,600 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 482815 |
| Primary APN | 482815 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,068 sqft Living Area |
| 1st Floor Area | 3,068 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 427,324 sqft (9.81 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 482815 |
|---|---|
| Street Address | 3475 UNICK RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | E 1/2 W 1/2 NW NE-LESS RD |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 34 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10504 |
The current owner of 3475 Unick Rd bought it in July 2010.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3475 UNICK RD, FERNDALE, WA 98248-9516 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2010 · Amount on File |
| Deed Sale | Jul 30, 2010 · Amount on File |
| Prior Sale | Aug 5, 2009 |
| Deed Document Number | 2100703009 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3475 UNICK RD, FERNDALE, WA 98248-9516 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000301165 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023-0301165 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2043 |
The 2025 property tax bill for 3475 Unick Rd was $7,600.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,600.00 | $975,916 Land $387,214 Building $588,702 | $975,916 Land $387,214 Building $588,702 |
| 2022 | $778,397 Land $308,853 Building $469,544 | $778,397 Land $308,853 Building $469,544 | |
| 2021 | $4,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3475 Unick Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3475 Unick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMMI TRIBAL WATER DISTRICT tribal government · serves 3,699 people · EPA ID 105300002 |
|---|---|
| Water Source | Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Pogozone powered by Neubeam Fixed Wireless | 75 / 20 |
May also be available: AT&T, Verizon, Xfinity.
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