3475 Tumbling River Dr, Clermont, FL 34711 Property Records

Lake County property record for 3475 Tumbling River Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,906 sqft · built 2006
Lot Size	0.243 acres (10,625 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Dec 2015)
Tax Bill	$4,214 (2024)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-23-26-0801-000-13600`

Property Details

APN / Parcel Number

Primary APN	`11-23-26-0801-000-13600`
Alternative APN	`3846930`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,906 sqft Living Area
1st Floor Area	1,613 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,625 sqft (0.243 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	397 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3846930
Street Address	3475 TUMBLING RIVER DR
City	CLERMONT
State	FL
Zip	34711-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTWOOD RESERVE PHASE 2 PB 57 PG 25-32 LOT 136 ORB 4735 PG 2128
Legal Range	26E
Legal Township	23S
Legal Section	11
Legal Subdivision	HARTWOOD RESERVE
Legal Phase	2
Legal Tract	801
Legal Lot Number	136
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2028
Census Tract	31308

Owner

3475 Tumbling River Dr is owned and occupied by two individuals who bought it in December 2015.

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3475 TUMBLING RIVER DR, CLERMONT, FL 34711-8908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2015 · Amount on File
Deed Sale	Dec 14, 2015 · Amount on File
Prior Sale	Aug 28, 2015 · Amount on File
Deed Document Number	0047352128
Deed Book / Page	3340 / 1438
Prior Transfer Date	Sep 17, 2015
Prior Transfer Doc	2015102412
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3475 TUMBLING RIVER DR, CLERMONT, FL 34711-8908
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 TUMBLING RIVER DR, CLERMONT, FL 34711-8908

Mortgage

Document Number	0057681750
Date	Aug 10, 2021
Book Page	5768/1750
Instrument	2021109398

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,320 Land $100,000 Building $196,320	$468,646 Land $100,000 Building $368,646
2024	$4,214.00 (+1.94%)
2023	$4,134.00 (+3.09%) Homeowner's exemption	$279,590 (+3%)	$432,446 (+18.26%) Land $100,000 Building $332,446
2022	$4,010.00 Homeowner's exemption	$271,450	$365,669 Land $43,000 Building $322,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3475 Tumbling River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3475 Tumbling River Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20