3475 SE 74th St, Runnells, IA 50237 Property Records

Polk County property record for 3475 SE 74th St, Runnells, IA 50237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1959
Lot Size	1.52 acres (66,428 sqft)
Owner	2 Owner Names on Record
Last Sale	$196,500 (Aug 2007)
Tax Bill	$3,682 (2024)
Deeds & Mortgages	Feb 2020 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7823-24-127-001`

Property Details

APN / Parcel Number

Primary APN	`7823-24-127-001`
Alternative APN	`220/00373-001-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	66,428 sqft (1.52 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	180 sqft
Utility Building	1,040 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3475 SE 74TH ST
City	RUNNELLS
State	IA
Zip	50237-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 29.5F N OF SW COR THN N 628.03F E 75.22F SE 356.45F SW 465.85F TO POB S 1/2 NE 1/4 NW 1/4 LESS .900A RD SEC 24-78-23
Legal Range	23
Legal Township	78
Legal Section	24
Legal Subdivision	SEC 24-78-23
Jurisdiction	POLK IA
Township / Civil Division	FOUR MILE
Census Block Group	2
Census Block	2059
Census Tract	10804

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3475 SE 74TH ST, RUNNELLS, IA 50237-2048
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2007 · Amount on Record
Deed Sale	Aug 17, 2007 · Amount on Record
Deed Document Number	2008-00015338
Deed Book / Page	12336 / 0501
Record Updated	Jun 7, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3475 SE 74TH ST, RUNNELLS, IA 50237-2048
Document Number	0000073035
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3475 SE 74TH ST RUNNELLS IA 502372048, RUNNELLS, IA 50237-2048

Mortgage

Document Number	0000073035
Date	Feb 28, 2020
Book Page	017715/000355
Instrument	73035

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 27, 2045

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3475 SE 74TH ST, RUNNELLS, IA 50237-2048
Document Number	0000082869
Book / Page	016432 / 000013
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3475 SE 74TH ST RUNNELLS IA 502372048, RUNNELLS, IA 50237-2048

Mortgage

Document Number	0000082869
Date	Apr 6, 2017
Book Page	016432/000013
Instrument	82869

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2027

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,300 (+9.99%) Land $91,200 Building $207,100	$298,300 (+9.99%) Land $91,200 Building $207,100
2024	$3,682.00 (+17.79%)
2023		$271,200 Land $82,100 Building $189,100	$271,200 Land $82,100 Building $189,100
2020	$3,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1993–2026)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 4 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 4 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 78% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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