3475 Scaffold Cane Rd, Berea, KY 40403 Property Records

Madison County property record for 3475 Scaffold Cane Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,220 sqft
Owner	2 Individual Names on Record
Tax Bill	$773 (2025)
Deeds & Mortgages	Jan 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0075-0000-0034`

Property Details

APN / Parcel Number

Primary APN	`0075-0000-0034`
Alternative APNs	`113128` `76239` `42327`

Interior

Stories	2 Stories
Building Area	1,220 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Porch	Porch
Porch Area	168 sqft

Location & Zoning

Account Number	42327
Street Address	3475 SCAFFOLD CANE RD
City	BEREA
State	KY
Zip	40403-9287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACTS 1 & 2
Legal Tract	1&2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1010
Census Tract	11301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3475 SCAFFOLD CANE RD, BEREA, KY 40403-9287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2008
Deed Sale	Jun 6, 2008
Deed Document Number	0000635363
Record Updated	Jun 8, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	3475 SCAFFOLD CANE RD, BEREA, KY 40403-9287
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1157/444
Date	Jan 22, 2007
Book Page	M1157/444
Instrument	382089

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2027

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$773.00 (+20.78%) Additional exemption filed	$82,000 (+24.24%)	$82,000 (+24.24%)
2023	$640.00	$66,000	$66,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000