3475 Ramstad Dr, San Jose, CA 95127 Property Records

Santa Clara County property record for 3475 Ramstad Dr, San Jose, CA 95127

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,200 sqft · built 1983
Lot Size0.254 acres (11,050 sqft)
Owner2 Individual Names on File
Last Sale$1,400,000 (Feb 2019)
Tax Bill$21,850 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone D (undetermined)
APN612-53-013

Property Details

APN / Parcel Number

Primary APN612-53-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,200 sqft Living Area
1st Floor Area2,552 sqft
2nd Floor Area648 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1984
Architectural StyleL-Shape
Construction TypeWood
Lot Area11,050 sqft (0.254 acres)
Lot Dimensions130 ft deep x 85 ft wide
TerrainGentle Slope
Garage Area674 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3475 RAMSTAD DR
CitySAN JOSE
StateCA
Zip95127-4322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-5
Legal DescriptionTRACT 4389 TERRAS GRANDVIEW BOOK 235 PAGE 51 LOT 27
Legal SubdivisionTERRAS GRANDVIEW
Legal Tract4389
Legal Lot Number27
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3006
Census Tract504202

Owner

3475 Ramstad Dr is owned and occupied by two individuals who bought it in February 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3475 RAMSTAD DR, SAN JOSE, CA 95127-4322
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 20, 2019Grant Deed, Transfer · ARM
PMAC LENDING SERVICES INC
Nov 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
OCTAVIO & MARIA CAMARA
Nov 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
RABADON FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2019 · Amount on File
Deed SaleFeb 20, 2019 · Amount on File
Deed Document Number201924119630
Prior Transfer DateSep 22, 2016
Prior Transfer Doc0023466406
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address3475 RAMSTAD DR, SAN JOSE, CA 95127-4322
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3475 RAMSTAD DR, SAN JOSE, CA 95127-4322

Mortgage

Document Number0025189044
DateDec 8, 2021
Instrument25189044
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address3475 RAMSTAD DR, SAN JOSE, CA 95127-4322
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3475 RAMSTAD DR, SAN JOSE, CA 95127-4322

Mortgage

Document Number0025109089
DateSep 22, 2021
Instrument25109089
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 20, 2019
Property Address3475 RAMSTAD DR, SAN JOSE, CA 95127-4322
Document Number0024119630
Map ReferenceMB 235 PG 50&51
Instrument DateFeb 15, 2019
Instrument24119630
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3475 RAMSTAD DR, SAN JOSE, CA 95127-4322

Mortgage

Document Number0024119631
DateFeb 20, 2019
Instrument24119631
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMar 1, 2049
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateMar 1, 2026
Change FrequencyAnnually
Min Rate At Change5.37%
Max Rate At Change7.37%
Index1-Year LIBOR
Max Rate11.3%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address3475 RAMSTAD DR, SAN JOSE, CA 95127-4322
Document Number0024072796
Instrument DateNov 21, 2018
Transaction TypeMortgage
Record UpdatedDec 12, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3475 RAMSTAD DR SAN JOSE CA 951274322, SAN JOSE, CA 95127-4322

Mortgage

Document Number0024072796
DateNov 30, 2018
Instrument24072796
Lender
NameOCTAVIO & MARIA CAMARA
Address1448 SHORTRIDGE AVE, SAN JOSE, CA 95116-2350
Agreement
TypeConventional Mortgage
AmountAmount on Record

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address3475 RAMSTAD DR, SAN JOSE, CA 95127-4322
Document Number0024072795
Instrument DateNov 21, 2018
Transaction TypeMortgage
Record UpdatedDec 12, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3475 RAMSTAD DR SAN JOSE CA 951274322, SAN JOSE, CA 95127-4322

Mortgage

Document Number0024072795
DateNov 30, 2018
Instrument24072795
Lender
NameRABADON FAMILY TRUST (PT)
AddressPO BOX 4552, EL DORADO HILLS, CA 95762-0020
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3475 Ramstad Dr was $21,850.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictMount Pleasant Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,592,954 (+2%) Land $1,080,934 Building $512,020
2025$21,850.00$1,561,721 Land $1,059,740 Building $501,981
2023$20,747.00 (+0.76%)$1,501,080 Land $1,018,590 Building $482,490
2022$20,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3475 Ramstad Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3475 Ramstad Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Sail Internet
Fixed Wireless
800 / 160
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Sonic Telecom, T-Mobile.

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