3475 Morgan Ct, Mobile, AL 36695 Property Records

Mobile County property record for 3475 Morgan Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,531 sqft · built 2007
Lot Size	0.9 acres (39,218 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Nov 2019 Reverse Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023303074000066061`

Property Details

APN / Parcel Number

Primary APN	`R023303074000066061`
Alternative APNs	`33 03 07 4 000 066.061` `03386099` `3386099`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,531 sqft Living Area
1st Floor Area	3,531 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,218 sqft (0.9 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,054 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3386099
Street Address	3475 MORGAN CT
City	MOBILE
State	AL
Zip	36695-5508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 RALEIGH UNIT THREE RESUB OF LOTS 2 & 3 MBK 115 P 125 #SEC 07 T5S R2W #MP33 03 07 4 000
Legal Range	05S
Legal Township	05S
Legal Section	07
Legal Subdivision	RALEIGH
Legal Lot Number	2-3
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2010
Census Tract	6804

Owner

3475 Morgan Ct is owned and occupied by two individuals who acquired it in September 2007.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3475 MORGAN CT, MOBILE, AL 36695-5508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Oct 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2007
Deed Sale	May 18, 2007
Deed Document Number	200738094
Deed Book / Page	6186 / 1945
Last Transfer Date	Sep 14, 2007
Transfer Doc	0000075676
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3475 MORGAN CT, MOBILE, AL 36695-5508
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065095
Date	Nov 6, 2019
Instrument	2019065095

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	947 Months
Due	Oct 8, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.73%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR
Margin	2

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3475 MORGAN CT, MOBILE, AL 36695-5508
Document Number	0000065096
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3475 MORGAN CT MOBILE AL 366955508, MOBILE, AL 36695-5508

Mortgage

Document Number	0000065096
Date	Nov 6, 2019
Instrument	65096

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	Nov 5, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.73%

Tax Assessment & Valuation

The 2025 property tax bill for 3475 Morgan Ct was $2,838 with exemptions applied, up 5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,838.00 (+4.99%) Homeowner's exemption Senior Citizen's exemption	$68,300 (+4.95%) Land $8,000 Building $60,300	$683,000 (+4.95%) Land $80,000 Building $603,000
2024	$2,703.00 (+8.38%) Homeowner's exemption Senior Citizen's exemption	$65,080 (+7.8%) Land $7,500 Building $57,580	$650,800 (+7.8%) Land $75,000 Building $575,800
2023	$2,494.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$60,370 Land $6,000 Building $54,370	$603,700 Land $60,000 Building $543,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3475 Morgan Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3475 Morgan Ct is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 85% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless, T-Mobile.

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