3475 Monarch Ave, Atwater, CA 95301 Property Records

Merced County property record for 3475 Monarch Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,257 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2000)
Tax Bill	$3,689 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-010-019-000`

Property Details

APN / Parcel Number

Primary APN	`207-010-019-000`
Alternative APN	`207-010-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,257 sqft Living Area
Gross Area	3,490 sqft
1st Floor Area	2,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	1,233 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	142 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	207-010-019
Street Address	3475 MONARCH AVE
City	ATWATER
State	CA
Zip	95301-9586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	NUTCR TERR LOT 49
Legal Subdivision	NUTCR TERRACE
Legal Lot Number	49
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1018
Census Tract	702

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3475 MONARCH AVE, ATWATER, CA 95301-9586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 27, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2000 · Amount on Record
Deed Sale	Oct 2, 2000 · Amount on Record
Prior Sale	Mar 10, 2000 · Amount on Record
Deed Document Number	200033300
Deed Book / Page	4063 / 122
Last Transfer Date	Jan 9, 2014
Transfer Doc	0000001082
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3475 MONARCH AVE, ATWATER, CA 95301-9586
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 MONARCH AVE, ATWATER, CA 95301-9586

Mortgage

Document Number	0000044142
Date	Nov 23, 2020
Instrument	2020044142

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3475 MONARCH AVE, ATWATER, CA 95301-9586
Document Number	0000007973
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38475 MONARCH AVE ATWATER CA 95301, ATWATER, CA 95301

Mortgage

Document Number	0000007973
Date	Mar 9, 2020
Instrument	7973

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3475 MONARCH AVE, ATWATER, CA 95301-9586
Document Number	0000041200
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 MONARCH AVE ATWATER CA 953019586, ATWATER, CA 95301-9586

Mortgage

Document Number	0000041200
Date	Dec 6, 2017
Instrument	41200

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$357,722 (+2%) Land $76,837 Building $280,885
2025	$3,689.00 (+4.03%) Homeowner's exemption	$350,709 (+4.04%) Land $75,331 Building $275,378
2023	$3,546.00 (+1.31%) Homeowner's exemption	$337,092 Land $72,406 Building $264,686
2022	$3,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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