3475 Gladden Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3475 Gladden Dr, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,683 sqft · built 2018
Lot Size2.23 acres (97,357 sqft)
Owner2 Individual Names on File
Tax Bill$1,789 (2026)
Deeds & MortgagesMar 2022 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN3646-91-0485

Property Details

APN / Parcel Number

Primary APN3646-91-0485
Alternative APNs
  • 262118
  • 93316

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,683 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCustom Design
Lot Area97,357 sqft (2.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number262118
Street Address3475 GLADDEN DR
CityLINCOLNTON
StateNC
Zip28092-7284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-T
Legal Description#1B EMILIO MARTINEZ-FIGUE
JurisdictionLINCOLN NC
Township / Civil DivisionIRONTON
Census Block Group1
Census Block1000
Census Tract70800

Owner

3475 Gladden Dr, a single family home, is owned by two individuals.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address324 LONG MEADOW LN, LINCOLNTON, NC 28092-9159
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 17, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address3475 GLADDEN DR, LINCOLNTON, NC 28092-7284
Transaction TypeMortgage
Record UpdatedApr 11, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000315086
DateMar 28, 2022
Book Page3150/86
Instrument649693
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address3475 GLADDEN DR, LINCOLNTON, NC 28092-7284
Document Number2839915
Instrument DateAug 17, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3475 GLADDEN DR LINCOLNTON NC 280927284, LINCOLNTON, NC 28092-7284

Mortgage

Document Number2839915
DateAug 21, 2019
Book Page002839/000915
Instrument596698
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3475 Gladden Dr was $1,789.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,789.00$270,797 Land $29,928 Building $240,869$270,797 Land $29,928 Building $240,869
2023$1,715.00$270,797 Land $29,928 Building $240,869$270,797 Land $29,928 Building $240,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3475 Gladden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3475 Gladden Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gladden Dr

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