3475 Fort Sumter St, Melbourne, FL 32934 Property Records

Brevard County property record for 3475 Fort Sumter St, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,386 sqft · built 1991
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Apr 2024)
Tax Bill	$886 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-36-01-26-*-38`

Property Details

APN / Parcel Number

Primary APN	`27-36-01-26-*-38`
Alternative APNs	`27-36-01-26-00000.0-0038.00` `2700183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,386 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	2,386 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	114 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	546 sqft
Porch	Finished/Open Porch
Porch Area	362 sqft
Deck Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2700183
Street Address	3475 FORT SUMTER ST
City	MELBOURNE
State	FL
Zip	32934-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EU2
Legal Description	GREYSTONE LOT 38
Legal Range	36E
Legal Township	27S
Legal Section	01
Legal Subdivision	GREYSTONE
Legal Lot Number	38
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2011
Census Tract	64102

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3475 FORT SUMTER ST, MELBOURNE, FL 32934-8359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 8, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jul 2, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Nov 29, 2010 · Amount on Record
Deed Document Number	202474273
Deed Book / Page	10037 / 190
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 12, 2024
Property Address	3475 FORT SUMTER ST, MELBOURNE, FL 32934-8359
Document Number	0100370190
Book / Page	10037 / 190
Map Reference	MB 36 PG 16&17
Instrument Date	Apr 9, 2024
Instrument	2024074273
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	SOLARIS TITLE AND ESCROW LLC, OASIS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4035 AMARI RD, NORTH PORT, FL 34291-4303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 FORT SUMTER ST, MELBOURNE, FL 32934-8359

Mortgage

Document Number	0010037192
Date	Apr 12, 2024
Instrument	10037/192

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3475 FORT SUMTER ST, MELBOURNE, FL 32934-8359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087892314
Date	Jul 8, 2020
Book Page	8789/2314
Instrument	2020145329

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jul 22, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.94%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3475 FORT SUMTER ST, MELBOURNE, FL 32934-8359
Document Number	0087892329
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3475 FORT SUMTER ST MELBOURNE FL 329348359, MELBOURNE, FL 32934-8359

Mortgage

Document Number	0087892329
Date	Jul 8, 2020
Book Page	008789/002329
Instrument	145330

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jul 7, 2094

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,460 (+2.7%)	$444,890 (+4.2%)
2025	$886.00 (-65.78%) Disabled Person's exemption Veteran's exemption	$426,940 (+122.85%) Land $95,000 Building $331,940	$426,940 (-0.46%) Land $95,000 Building $331,940
2023	$2,589.00 (+7.38%) Homeowner's exemption	$191,580 (+3%)	$428,900 (+5.84%) Land $95,000 Building $333,900
2022	$2,411.00 Homeowner's exemption	$186,000	$405,220 Land $90,000 Building $315,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 229 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	229 in force
Nearby Flood Claims	38 (1992–2022)
Claims Outside the SFHA	28 of 38
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Fay, Aug 2008 · 18 claims Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wire 3.

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