Lake County property record for 3475 E State Hwy 20, Upper Lake, CA 95485
| Property Type | Residential |
|---|---|
| Lot Size | 1.13 acres (49,222 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $100,000 (Jun 1994) |
| Tax Bill | $173 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 003-027-090-000 |
| Primary APN | 003-027-090-000 |
|---|
| Fireplace | Fireplace |
|---|
| Lot Area | 49,222 sqft (1.13 acres) |
|---|
| Street Address | 3475 E STATE HIGHWAY 20 |
|---|---|
| City | UPPER LAKE |
| State | CA |
| Zip | 95485 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | RL |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 100 |
Source: Lake County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 9544 SARATOGA SPRINGS RD, UPPER LAKE, CA 95485-9509 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 1994 · Amount on Record |
| Deed Sale | Jun 10, 1994 · Amount on Record |
| Deed Document Number | 0000011020 |
| Deed Book / Page | 003 |
| Last Transfer Date | Dec 8, 2005 |
| Transfer Doc | 0000036077 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 3475 E STATE HIGHWAY 20, UPPER LAKE, CA 95485 |
| Document Number | 0000008620 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9544 SARATOGA SPRINGS RD UPPER LAKE CA 954859509, UPPER LAKE, CA 95485-9509 |
| Document Number | 0000008620 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 8620 |
| Name | SAVINGS BK |
|---|---|
| Type | Bank |
| Address | UKIAH, CA 95482 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 19, 2040 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $173.00 (+2.37%) | $11,498 (+4.02%) Land $10,744 Building $754 |
| 2023 | $169.00 (-2.31%) | $11,054 Land $10,328 Building $726 |
| 2022 | $173.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (2004–2019) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Feb 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures