Sutter County property record for 3475 Croft Way, Live Oak, CA 95953
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,040 sqft · built 2006 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Feb 2017) |
| Tax Bill | $4,785 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2018 Mortgage + 2 more |
| APN | 006-680-056-000 |
| Primary APN | 006-680-056-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,040 sqft Living Area |
| Gross Area | 3,813 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 773 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 06-680-056 |
|---|---|
| Street Address | 3475 CROFT WAY |
| City | LIVE OAK |
| State | CA |
| Zip | 95953-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PENNINGTON RANCH UNIT NO 2 FORMERLY PTN OF 06-640-001 LOT 204 AS SHOWN ON SUBDIVISION MAP RECORDED IN BOOK 19 OF SURVEYS, PG 27 |
| Legal Subdivision | PENNINGTON RANCH, UNIT 2 |
| Legal Phase | II |
| Legal Lot Number | 204 |
| Jurisdiction | SUTTER CA |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50702 |
Source: Sutter County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3475 CROFT WAY, LIVE OAK, CA 95953-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK |
| Aug 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK |
| Jun 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK |
| Feb 22, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on Record |
| Deed Sale | Feb 22, 2017 · Amount on Record |
| Prior Sale | Feb 28, 2013 · Amount on Record |
| Deed Document Number | 20172375 |
| Last Transfer Date | Jun 19, 2020 |
| Transfer Doc | 0000008921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 3475 CROFT WAY, LIVE OAK, CA 95953-9439 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3475 CROFT WAY, LIVE OAK, CA 95953-9439 |
| Document Number | 0000009510 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023-0009510 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | YUBA CITY, CA 95993 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 3475 CROFT WAY, LIVE OAK, CA 95953-9439 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000010903 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 2018-0010903 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99216 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | Jun 24, 2020 |
| Property Address | 3475 CROFT WAY, LIVE OAK, CA 95953-9439 |
| Document Number | 0000008921 |
| Map Reference | MB 19 PG 27 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020-0008921 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3475 CROFT WAY, LIVE OAK, CA 95953-9439 |
| Document Number | 0000008922 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020-0008922 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUTTER CA |
| Recording Date | Feb 22, 2017 |
| Property Address | 3475 CROFT WAY, LIVE OAK, CA 95953-9439 |
| Document Number | 0000002375 |
| Map Reference | MB19 PG27 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 2017-0002375 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3475 CROFT WAY, LIVE OAK, CA 95953-9439 |
| Document Number | 0000002376 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 2017-0002376 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Sutter County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sutter County |
| Municipality | Live Oak City |
| Unified School District | Live Oak Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,294 (+2%) Land $82,862 Building $260,432 | $343,294 | |
| 2025 | $4,785.00 (+2.93%) Homeowner's exemption | $336,564 (+4.04%) Land $81,238 Building $255,326 | |
| 2023 | $4,649.00 Homeowner's exemption | $323,497 Land $78,085 Building $245,412 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
May also be available: Succeed.Net.
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