3475 Cherokee Valley Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 3475 Cherokee Valley Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,660 sqft · built 2017
Lot Size	1.75 acres (76,230 sqft)
Owner	Trust Name on File
Last Sale	$825,000 (Feb 2025)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00620022000`

Property Details

APN / Parcel Number

Primary APN	`00620022000`
Alternative APNs	`00620022` `23781`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,660 sqft Heated Area
1st Floor Area	2,676 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Stone
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Mixed
Garage Area	2,380 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	721 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23781
Old Parcel Number	00620022000
Street Address	3475 CHEROKEE VALLEY RD
City	RINGGOLD
State	GA
Zip	30736-4390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DEAN SHARP BOUNDARY SURVEY PB 23 PG 198
Legal Subdivision	CARLOS WARE ESTATE
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	5
Census Block	5002
Census Tract	30100

Owner

3475 Cherokee Valley Rd is owner-occupied and held in a trust since February 2025.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	3475 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4390
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage BUILTWELL BANK
Mar 30, 2021	Deed of Trust, Construction Loan · Line of Credit BANK OF LAFAYETTE
Sep 7, 2017	Deed of Trust, Mortgage FIRST VOLUNTEER BANK
Nov 19, 2018	Loan Modification, Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on File
Deed Sale	Feb 3, 2025 · Amount on File
Prior Sale	Dec 2, 2014 · Amount on File
Deed Document Number	D2025000601
Deed Book / Page	2367 / 740
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	3475 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4390
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4390

Mortgage

Document Number	0023060000000181
Date	Dec 5, 2023
Book Page	0000002306/0000000181
Instrument	D2023007658

Lender

Name	BUILTWELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2033

March 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Mar 30, 2021
Property Address	3475 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4390
Document Number	0021250413
Book / Page	002125 / 000413
Instrument Date	Mar 23, 2021
Transaction Type	Construction Loan
Record Updated	Apr 14, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 CHEROKEE VALLEY RD RINGGOLD GA 307364390, RINGGOLD, GA 30736-4390

Mortgage

Document Number	21250413
Date	Mar 30, 2021
Book Page	002125/000413

Lender

Name	BANK OF LAFAYETTE
Type	Bank
Address	LA FAYETTE, GA 30728-1149

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 29, 2022

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	3475 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4390
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018960803
Date	Sep 7, 2017
Book Page	1896/803
Instrument	006358

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2022

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	3475 CHEROKEE VALLEY RD, RINGGOLD, GA 30736-4390
Document Number	0019650390
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 CHEROKEE VALLEY RD RINGGOLD GA 307364390, RINGGOLD, GA 30736-4390

Mortgage

Document Number	0019650390
Date	Nov 30, 2018
Book Page	001965/000390

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	RINGGOLD, GA 30736

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 29, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 3475 Cherokee Valley Rd was $6,089 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,089.00 Homeowner's exemption	$330,028 Land $17,776 Building $312,252	$825,069 Land $44,439 Building $780,630
2023	$4,898.00 (+21.84%) Homeowner's exemption	$220,788 Land $6,016 Building $214,772	$551,970 Land $15,041 Building $536,929
2022	$4,020.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3475 Cherokee Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3475 Cherokee Valley Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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