3475 Bailey Way, Ferndale, WA 98248 Property Records

Whatcom County property record for 3475 Bailey Way, Ferndale, WA 98248

Property Summary

Property Type	Farm - Dairy
Details	3 bd · 3 ba · 2,478 sqft · built 2004
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on File
Last Sale	$775,561 (Oct 2020)
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Oct 2020 Sale Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`574379`

Property Details

APN / Parcel Number

Primary APN	`574379`
Alternative APNs	`390110 305348 0000` `86389`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,478 sqft Total Area
1st Floor Area	1,518 sqft
2nd Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	180 sqft
Patio Area	400 sqft
Storage Building	1,512 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	574379
Street Address	3475 BAILEY WAY
City	FERNDALE
State	WA
Zip	98248-8205
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Dairy
Local Zoning Code	R5A
Legal Description	LOT 3 BAILEY ESTATES CLUSTER SHORT PLAT AS REC AF 2001200814
Legal Range	01
Legal Township	39
Legal Section	10
Legal Subdivision	BAILEY ESTATES CLUSTER SP
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2003
Census Tract	10504

Owner

3475 Bailey Way, an agricultural property, is owned by an individual who bought it in October 2020.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4623, WA
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL CU
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 6, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Jan 4, 2010
Deed Document Number	2020-1001642
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 9, 2020
Property Address	3475 BAILEY WAY, FERNDALE, WA 98248-8205
Document Number	2201001642
Instrument Date	Oct 7, 2020
Instrument	1001642
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Tax	$12,910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4623 BREMERTON WA 983120407, BREMERTON, WA 98312-0407

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3475 BAILEY WAY, FERNDALE, WA 98248-8205
Document Number	2200604745
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 BAILEY WAY FERNDALE WA 982488205, FERNDALE, WA 98248-8205

Mortgage

Document Number	2200604745
Date	Jun 29, 2020
Instrument	604745

Lender

Name	INDUSTRIAL CU
Type	Credit Union
Address	FERNDALE, WA 98227-1767

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3475 BAILEY WAY, FERNDALE, WA 98248-8205
Document Number	2200500196
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3475 BAILEY WAY FERNDALE WA 982488205, FERNDALE, WA 98248-8205

Mortgage

Document Number	2200500196
Date	May 4, 2020
Instrument	500196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	EAST LANSING, MI 48826-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 3, 2045

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3475 BAILEY WAY, FERNDALE, WA 98248-8205
Document Number	2170601565
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3475 BAILEY WAY FERNDALE WA 982488205, FERNDALE, WA 98248-8205

Mortgage

Document Number	2170601565
Date	Jun 14, 2017
Instrument	601565

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 13, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3475 Bailey Way was $5,734.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,734.00	$736,333 Land $129,287 Building $607,046	$856,274 Land $249,228 Building $607,046
2022		$634,753 Land $111,076 Building $523,677	$738,677 Land $215,000 Building $523,677
2021	$4,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3475 Bailey Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3475 Bailey Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE TERRILL WATER ASSOC private · serves 125 people · EPA ID WA5344950
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pogozone powered by Neubeam Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

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