Indian River County property record for 3475 1st St, Vero Beach, FL 32968 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1979 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Oct 2023) |
| Tax Bill | $2,577 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00009-0004-00028.0 |
| Primary APN | 33-39-15-00009-0004-00028.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 1,986 sqft |
| 1st Floor Area | 1,458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 650 sqft |
| Porch | Screened Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3475 1ST ST |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERO BEACH HOMESITES UNIT NO 1 BLK D LOT 28 PBI 3-33 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 15 |
| Legal Subdivision | VERO BEACH HOMESITES UNIT NO 1 |
| Legal Block | D |
| Legal Lot Number | 28 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 50706 |
Source: Indian River County records · APN 33-39-15-00009-0004-00028.0
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3475 1ST ST, VERO BEACH, FL 32968-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 03, 2023 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 30, 2020 | Warranty Deed, Transfer · FHA Mortgage ACOPIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2023 · Amount on Record |
| Deed Sale | Oct 03, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2020 · Amount on Record |
| Deed Document Number | 202349597 |
| Deed Book / Page | 3653 / 590 |
| Prior Transfer Date | Jul 31, 2013 |
| Prior Transfer Doc | 0026951107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 03, 2023 |
| Property Address | 3475 1ST ST, VERO BEACH, FL 32968-2511 |
| Document Number | 0036530590 |
| Book / Page | 3653 / 590 |
| Map Reference | MB 3 PG 33 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 3120230049597 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | FAIRWATER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2838 UNDERWOOD RD NE, DALTON, GA 30721-7403 |
| Name | Verified Name |
|---|---|
| Address | 3475 1ST ST, VERO BEACH, FL 32968-2511 |
| Document Number | 0003653592 |
|---|---|
| Date | Oct 03, 2023 |
| Instrument | 3653/592 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 30, 2020 |
| Property Address | 3475 1ST ST, VERO BEACH, FL 32968-2511 |
| Document Number | 0033141082 |
| Book / Page | 003314 / 001082 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 36692 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2020 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3475 1ST ST VERO BEACH FL 329682511, VERO BEACH, FL 32968-2511 |
| Document Number | 33141083 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 003314/001083 |
| Instrument | 36693 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,577.00 (+69.76%) Homeowner's exemption | $194,622 (+43.01%) Land $34,425 Building $160,197 | $194,622 (+6.85%) Land $34,425 Building $160,197 |
| 2023 | $1,518.00 (+3.27%) | $136,088 (+3%) | $182,153 (+15.09%) Land $25,500 Building $156,653 |
| 2022 | $1,470.00 | $132,124 | $158,265 Land $25,500 Building $132,765 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610507063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2017, rainfall accumulation |
| Wildfire Risk | Low above 6% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 338 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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