34745 N Michael Rd, Ingleside, IL 60041 Property Records

Lake County property record for 34745 N Michael Rd, Ingleside, IL 60041

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 1979
Lot Size0.342 acres (14,880 sqft)
Owner2 Company Names on Record
Last Sale$190,000 (Oct 2005)
Tax Bill$3,989 (2024)
Deeds & MortgagesAug 2026 Line of Credit
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-21-204-001

Property Details

APN / Parcel Number

Primary APN05-21-204-001

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area3,408 sqft
1st Floor Area1,344 sqft
Basement Area2,064 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area14,880 sqft (0.342 acres)
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area516 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address34745 N MICHAEL RD
CityINGLESIDE
StateIL
Zip60041-8755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAVONDALE SUB. LOT 13
Legal SubdivisionAVONDALE SUB.
Legal Lot Number13
JurisdictionLAKE IL
Township / Civil DivisionGRANT
Census Block Group2
Census Block2004
Census Tract860907

Owner

Source: Lake County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address34745 N MICHAEL RD, INGLESIDE, IL 60041-8755
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Nov 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2005 · Amount on Record
Deed SaleOct 19, 2005 · Amount on Record
Deed Document Number20055878269
Last Transfer DateFeb 4, 2025
Transfer Doc0008082854
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Recording DateAug 14, 2026
Property Address34745 N MICHAEL RD, INGLESIDE, IL 60041-8755
Document Number0008188405
Instrument DateAug 5, 2026
Instrument20268188405
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address34745 N MICHAEL RD, INGLESIDE, IL 60041-8755

Mortgage

Document Number0008188405,
DateAug 14, 2026
Instrument20268188405
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueSep 1, 2066
Interest
Rate9.5%
Max Rate-1%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address34745 N MICHAEL RD, INGLESIDE, IL 60041-8755
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007526263
DateNov 15, 2018
Instrument7526263
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2033
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionGrant Township
Elementary School DistrictBig Hollow School District 38 (KG - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,928 (+23.57%) Land $7,700 Building $64,228$215,805 (+23.57%) Land $23,102 Building $192,703
2024$3,989.00 (-14.34%)
2023$4,657.00 (+2.13%)$58,206 (-4.61%) Land $6,718 Building $51,488$174,635 (-4.61%) Land $20,156 Building $154,479
2022$4,560.00$61,019 Land $8,477 Building $52,542$183,076 Land $25,434 Building $157,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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