3474 Startown Rd, Maiden, NC 28650 Property Records

Lincoln County property record for 3474 Startown Rd, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1980
Lot Size	0.866 acres (37,723 sqft)
Owner	Individual Name on File
Tax Bill	$1,401 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3626-62-0611`

Property Details

APN / Parcel Number

Primary APN	`3626-62-0611`
Alternative APNs	`362600620611` `168791` `18125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	37,723 sqft (0.866 acres)
Canopy	480 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	168791
Street Address	3474 STARTOWN RD
City	MAIDEN
State	NC
Zip	28650-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	OAK HILL 1-4 & 5-8
Legal Subdivision	OAK HILL
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3007
Census Tract	70800

Owner

3474 Startown Rd is owned and occupied by an individual.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3474 STARTOWN RD, MAIDEN, NC 28650-8720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 6, 2021	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 23, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3474 STARTOWN RD, MAIDEN, NC 28650-8720
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3474 STARTOWN RD, MAIDEN, NC 28650-8720

Mortgage

Document Number	3092607
Date	Oct 6, 2021
Book Page	3092/607
Instrument	640154

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3474 STARTOWN RD, MAIDEN, NC 28650-8720
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3474 STARTOWN RD, MAIDEN, NC 28650-8720

Mortgage

Document Number	3092625
Date	Oct 6, 2021
Book Page	3092/625
Instrument	640155

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3474 STARTOWN RD, MAIDEN, NC 28650-8720
Document Number	270214
Book / Page	002702 / 000014
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3474 STARTOWN RD MAIDEN NC 286508720, MAIDEN, NC 28650-8720

Mortgage

Document Number	270214
Date	Oct 27, 2017
Book Page	002702/000014
Instrument	569904

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3474 Startown Rd was $1,401.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,401.00	$207,069 Land $24,000 Building $183,069	$207,069 Land $24,000 Building $183,069
2023	$1,339.00	$207,069 Land $24,000 Building $183,069	$207,069 Land $24,000 Building $183,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3474 Startown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3474 Startown Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Startown Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures