3474 Harbor Dr, Weeki Wachee (Spring Hill), FL 34607 Property Records

Hernando County property record for 3474 Harbor Dr, Weeki Wachee, FL 34607

Property Summary

Property Type	Vacant Land
Details	2 bd · 2 ba · 896 sqft · built 1971
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Aug 2023 Sale Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`R13-222-16-3030-0000-0450`

Property Details

APN / Parcel Number

Primary APN	`R13-222-16-3030-0000-0450`
Alternative APNs	`00077124` `1796970`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	896 sqft
1st Floor Area	896 sqft

Exterior

Year Built	Built 1971
Exterior Material	Siding
Lot Area	4,356 sqft (0.1 acres)
Porch	Porch
Porch Area	1,117 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Heating System	Package Unit

Location & Zoning

Account Number	00077124
Street Address	3474 HARBOR DR
City	WEEKI WACHEE
State	FL
Zip	34607-1011
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PINE ISLAND REPLAT OF PINE ISLAND LOT 45
Legal Range	16E
Legal Township	22S
Legal Section	13
Legal Subdivision	PINE ISLAND REPLAT
Legal Lot Number	45 46
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2003
Census Tract	41602

Owner

3474 Harbor Dr, vacant land, is owned by an individual who acquired it in August 2023.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	3402 NAVAJO PEACE, SAN ANTONIO, TX 78261-2586
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Apr 30, 2020	Warranty Deed, Transfer MERIDIAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023
Deed Sale	Aug 9, 2023
Prior Sale	Mar 4, 2022 · Amount on File
Deed Document Number	2023049933
Deed Book / Page	4329 / 1750
Record Updated	Jun 8, 2026

August 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	HERNANDO FL
Recording Date	Aug 9, 2023
Property Address	3474 HARBOR DR, WEEKI WACHEE, FL 34607-1011
Document Number	0043291750
Book / Page	4329 / 1750
Map Reference	MB 6 PG 72
Instrument Date	Jul 19, 2023
Instrument	2023049933
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1205 ELLIS DR, GLEN MILLS, PA 19342-3401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 NAVAJO PEACE, SAN ANTONIO, TX 78261-2586

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 4, 2022
Property Address	3474 HARBOR DR, WEEKI WACHEE, FL 34607-1011
Document Number	0041360577
Book / Page	4136 / 577
Map Reference	MB 6 PG 72
Instrument Date	Feb 25, 2022
Instrument	2022017058
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	GULF COAST TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 NAVAJO PEACE, SAN ANTONIO, TX 78261-2586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24064, CHRISTIANSBRG, VA
Investor	Possibly a Property Investor

Mortgage

Document Number	0004136578
Date	Mar 4, 2022
Instrument	4136/578

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 30, 2020
Property Address	3474 HARBOR DR, WEEKI WACHEE, FL 34607-1011
Document Number	0038350389
Book / Page	003835 / 000389
Instrument Date	Apr 30, 2020
Instrument	26647
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 NAVAJO PEACE SAN ANTONIO TX 78261, SAN ANTONIO, TX 78261

Tax Assessment & Valuation

The 2025 property tax bill for 3474 Harbor Dr was $2,409.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00	$168,804 Land $168,804	$168,804 Land $168,804
2023		$147,507 (+1%)
2022	$2,375.00	$134,097 Land $134,097	$168,804 Land $168,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3474 Harbor Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 153 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	153 in force
Nearby Flood Claims	212 (2012–2024)
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Helene, Oct 2024 · 127 claims Hurricane Idalia, Aug 2023 · 60 claims Hurricane Hermine, Sep 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3474 Harbor Dr is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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