3474 Caverns Rd, Marianna, FL 32446 Property Records

Jackson County property record for 3474 Caverns Rd, Marianna, FL 32446

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,509 sqft · built 1980
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Tax Bill	$582 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-5N-10-0325-0000-0023`

Property Details

APN / Parcel Number

Primary APN	`26-5N-10-0325-0000-0023`
Alternative APN	`10 N 526032500000023`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,509 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	1,509 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,045 sqft (1.08 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3474 CAVERNS RD
City	MARIANNA
State	FL
Zip	32446-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 203 P 126 COMM AT NEC LOT 2 PARK SUBDV RUN W ALONG S BNDY SR 166, 134.38 FT TO BEGIN, RUN W ALONG S BNDY 135 FT, S 350 FT, E 135 FT, N 350 FT TO POB BEING IN LOT 2 & IN LOT 4 PARK SUBDV OR 263 P 284... OR 269 P 614 OR 386 P 395 OR 1803 P 219
Legal Range	10W
Legal Township	05N
Legal Section	26
Legal Subdivision	PARK SUBD
Legal Block	23
Legal Lot Number	2
Jurisdiction	JACKSON FL
Township / Civil Division	MARIANNA
Census Block Group	2
Census Block	2019
Census Tract	210700

Owner

Source: Jackson County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3474 CAVERNS RD, MARIANNA, FL 32446-1833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Intrafamily Transfer, Transfer · FHA Mortgage GOODLEAP LC
Feb 14, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023
Deed Sale	Aug 25, 2023
Deed Document Number	20238695
Deed Book / Page	1803 / 219
Prior Transfer Date	Aug 19, 2023
Prior Transfer Doc	0018030219
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Aug 25, 2023
Property Address	3474 CAVERNS RD, MARIANNA, FL 32446-1833
Document Number	0018030219
Book / Page	1803 / 219
Instrument Date	Aug 19, 2023
Instrument	202332008695
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3474 CAVERNS RD, MARIANNA, FL 32446-1833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3474 CAVERNS RD, MARIANNA, FL 32446-1833

Mortgage

Document Number	202332008696
Date	Aug 25, 2023
Instrument	202332008696

Lender

Name	GOODLEAP LC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3474 CAVERNS RD, MARIANNA, FL 32446-1833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015990014
Date	Feb 14, 2019
Book Page	1599/0014
Instrument	201932002058

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00 (+4.3%)	$84,018 (+2.85%)	$108,091 (-1.81%) Land $13,500 Building $94,591
2024	$558.00 (+8.56%) Homeowner's exemption	$81,689 (+2.95%)	$110,078 (+1.56%) Land $13,500 Building $96,578
2023	$514.00 (+12.47%) Homeowner's exemption	$79,350 (+2.94%)	$108,389 (+19.01%) Land $13,500 Building $94,889
2022	$457.00 Homeowner's exemption	$77,080	$91,077 Land $13,500 Building $77,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARIANNA serves 8,227 people · EPA ID FL1320449
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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